Multifamily Loans


We believe our communities are more diverse, sustainable, and vibrant when everyone has a safe, stable and affordable place to live, and a chance to succeed on their own terms.

Since 2002, Housing Trust has financed affordable housing for extremely low-, very low- and low-income seniors, families, those with special needs, and people transitioning from homelessness. With the introduction of our Affordable Housing Growth Fund, our reach has expanded beyond Santa Clara County to the greater Silicon Valley and Bay Area region. See our impact map for more details on where we have made investments throughout Santa Clara County.

Housing Trust also has a collaboration with the Monterey Bay Economic Partnership (MBEP) to create funding for affordable housing called the Monterey Bay Housing Trust. In Sonoma County, a joint $10 million initiative with the Santa Rosa Metro Chamber (SRMC) created the Sonoma County Housing Fund.

For financing terms, please download our Short-Term Loans term sheet, our Term Loans  sheet and Mezzanine Loans term sheet and contact us for more information.

Contact Information

Pam Berkowitz

Director of Multifamily Lending

(408) 436-3450 ext. 220

Steven Yang

Senior Loan Officer

(408) 436-3450 ext. 240

Affordable Housing Growth Fund Partners

The Affordable Housing Growth Fund is made up of contributions from Housing Trust Silicon Valley and the following lending institutions:

Beneficial State Bank| Bridge Bank | East West Bank | First Bank | Heritage Bank of Commerce Manufacturers Bank | Silicon Valley Bank | Technology Credit Union


Interested in investing in our loan fund? Contact Pam Berkowitz at (408) 436-3450 ext. 220

 Learn about our Supportive Housing Fund