Multifamily Loans


“As of January 2018, the average monthly rent for a two-bedroom apartment in San Jose is $2,893, which is up 13% from $2,559 for January 2015. ” – RentCafe

Since 2002, Housing Trust has financed affordable housing for extremely low-, very low- and low-income seniors, families, those with special needs, and people transitioning from homelessness. With the introduction of our Affordable Housing Growth Fund, our reach has expanded beyond Santa Clara County to the greater Silicon Valley and Bay Area region. See our impact map for more details on where we have made investments throughout Santa Clara County.

For financing terms, please download our Short-Term Loans term sheet and our Term & Mezzanine Loans term sheet and contact us for more information.

Contact Information

Pam Berkowitz

Director of Multifamily Lending

(408) 436-3450 ext. 220

Steven Yang

Senior Loan Officer

(408) 436-3450 ext. 240

Affordable Housing Growth Fund Partners

The Affordable Housing Growth Fund is made up of contributions from Housing Trust Silicon Valley and the following lending institutions:

Beneficial State Bank| Bridge Bank | East West Bank | First Bank | Heritage Bank of Commerce Manufacturers Bank | Silicon Valley Bank | Technology Credit Union


Interested in investing in our loan fund? Contact Pam Berkowitz at (408) 436-3450 ext. 220

 Learn about our Supportive Housing Fund