Help us open the door

because everyone deserves a place to live and a chance to succeed.

We use transformative housing finance and public and private partnerships to create more equitable and affordable communities. As a certified CDFI (Community Development Financial Institution), we lead the greater Bay Area in delivering innovative financial solutions and creating a strong affordable housing market.

Great Minds Tackle Big Challenges

Using innovation and strong partnerships to tackle the Bay Area housing crisis

Investment Opportunities

Our innovative investment options help make our communities affordable, sustainable, and vibrant.

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Developer Financing

When developers partner with a lender, affordable housing becomes a reality.

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Homeownership Assistance

We believe communities prosper when people can own a home in places that matter to them.

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News and Updates

Just Funded: Gateway Tower, Santa Clara County

Developer:  The Core Companies Housing Trust Loan: $1,500,000 Predevelopment Units: 220  Population Served: Families earning 30% to 70% AMI  Congratulations to The Core Companies on closing predevelopment financing for Gateway Tower, a future 220-home, 100% affordable housing community in the SoFA area…

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Home Is Where the Heart Stays

Anna always dreamed of staying close to her family in San Jose, where her parents—immigrants from Mexico—bought their home in 1976. Back then, San Jose still carried the soul of…

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Building Disability-Forward Housing Through Partnership

How The Kelsey Civic Center translates inclusive design and mission-aligned capital into stable housing and community When Gladis moved into The Kelsey Civic Center in downtown San Francisco, it marked…

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Our Impact is Here at Home

This past fiscal year has been a busy one across the 14-county greater Bay Area, including Sacramento, with the Apple Affordable Housing Fund, Google’s Launch Initiative, Supportive Housing Fund, TECH Fund, Sonoma County Housing Fund, Monterey Bay Housing Trust, and more.

$690M

Invested in Affordable Housing

28,700

Housing Opportunities Created

53,800

People Housed

$9B

Leveraged by Our Partners