Impact & Updates

We believe our communities are more diverse, sustainable, and vibrant when everyone has a safe, stable and affordable place to live.


For All Neighbors: A Short Update on Empower Homebuyers SCC

June 7, 2021

Since Housing Trust started diversity, equity and inclusion work a few years ago, we’ve been trying to do more outward facing efforts for the communities we serve, such as creating fliers in multiple languages for our homeownership/down payment assistance programs, Empower Homebuyers SCC and H.E.L.P. We are proud to take another small step in our…

Press Releases

Affordable Housing Partnership Announces First Three Developments to Build New Homes in Sonoma County

March 25, 2021

The Sonoma County Housing Fund – a collaborative effort between the Santa Rosa Metro Chamber and nonprofit community development financial institution (CDFI) Housing Trust Silicon Valley – is proud to announce the first three loans for critically needed affordable homes. The three separate developments – Siesta Senior Apartments in Sonoma, Stony Point Flats and Acme…

Press Releases

Google, Housing Trust Silicon Valley Initiative Investing Nearly $30 Million for Bay Area Affordable Homes

March 4, 2021

Effort to Aid Short Term and Long-Term Economic Recovery in Region Google and Housing Trust Silicon Valley, a nonprofit community loan fund that works to create a strong affordable housing market in the greater Bay Area, are announcing though their Launch Initiative new loans of approximately $30 million for three Bay Area affordable housing developments…

Success Stories

Empowered by Home: Marcela and her Son

February 1, 2021

Sometimes a well penned letter can change things forever. When Marcela and her six year old son first saw the house she would eventually purchase with help from the Empower Homebuyers SCC down payment assistance program, they fell in love. They were also charmed by the neighborhood and the Gilroy community. Marcela made an offer on the…

Press Releases

Bay Area Down Payment Assistance Program Still Active in Pandemic

January 14, 2021

Empower Homebuyers SCC seeks to help up to 50 homebuyers in 2021  SAN JOSE, CALIF – Housing Trust Silicon Valley, a nonprofit community loan fund, is excited to launch the 2021 series of webinars to educate future Bay Area homebuyers about Empower Homebuyers SCC – a down payment assistance program created by the County of Santa…


Down Payment Assistance News for First-Time Homebuyers

December 22, 2020

On December 16th, the homeownership team gave the last presentation of 2020 for Empower Homebuyers SCC – the down payment assistance program for first-time homebuyers created by the County of Santa Clara.  When the first Shelter In Place order was given in mid-March, the team pivoted from in-person workshops to online – making 26 online…

Newly Funded

New, Major Loans from Google’s Launch Initiative Bringing Sustainable Affordable Homes to Bay Area

November 16, 2020

Google and Housing Trust Silicon Valley – a nonprofit community loan fund that works to create a strong affordable housing market in the greater Bay Area – are announcing the first investments in affordable housing from Launch Initiative, the $50 million fund rolled out in July. This comes just months after the fund was established…

Newly Funded

Satellite Affordable Housing Associates to Bring Homeless Veterans Home in Contra Costa County

November 11, 2020

Support from Apple, Housing Trust Silicon Valley, Chase, and other local players will help create needed affordable rental housing Virtual groundbreaking celebration scheduled on Veteran’s Day PITTSBURG, CA – Satellite Affordable Housing Associates today announces the groundbreaking for Veterans Square, a 30-home affordable housing development in Pittsburg supporting veterans. A virtual groundbreaking celebration will be…


Housing Trust Presents: #InTheHouseHT

September 8, 2020

Four weeks from today Housing Trust will be hosting our annual fall event, On the House, and we’d love for you to attend. In the meantime, we invite you to join our new social media campaign #InTheHouseHT. It’s very simple: just post a photo on social media featuring anything in your home you are especially thankful for…


Empower Homebuyers SCC Update

July 29, 2020

Our Homeownership team continues to work remotely while finding ways to keep potential homebuyers engaged. In June and July, we held five Empower Homebuyers SCC Zoom webinars and a Lender Training, with about 320 attendees. To change things up and make the informational presentations even more interesting, the team introduced poll questions, which increased engagement…

Press Releases

Housing Trust and Google Announce Launch Initiative to Create New Affordable Homes

July 23, 2020

Google and Housing Trust Silicon Valley – a nonprofit community loan fund that works to create a strong affordable housing market in the greater Bay Area – are announcing the creation of Launch Initiative, an affordable housing fund aimed to accelerate the start-up and preservation of homes. Launch Initiative, announced a year after Google’s $50…


Black Lives Matter: Moving to Action

June 4, 2020

Dear Partners, Our entire team is jolted and saddened by the violent and unjust killing of George Floyd, Breonna Taylor, Ahmaud Arbery, and too many others. We stand with the Black Lives Matter movement – just as we stand with our black employees, board members, partners, residents, community members – and implore our neighbors to…

Success Stories

Empowered by Home: Justin’s Story

May 8, 2020

An assistant principal at Branham High School and a single dad, Justin Ponzio dreamed of having a home for his kids – ages five and six – to live and grow. When he found the Empower Homebuyers SCC program in 2019, the trio lived in a rental near a busy frontage road that was far…


Housing Trust’s COVID-19 Response

March 26, 2020

Dear Neighbors and Partners, We believe safe, stable affordable housing opens the door to better lives for everyone. In support of this belief, we carry on our work as a nonprofit lender and our job is to be here for our borrowers and our community – supporting those who require unique and flexible financing to…

Success Stories

Empowered by Home: Room to Grow for Ahmed and Fatima’s Family

May 24, 2021

Originally from India, Ahmed and Fatima are naturalized U.S. citizens. Ahmed has lived in the U.S. for over 25 years and Fatima for over 30 years. Ahmed works in the tech industry, while Fatima holds a Master’s degree in commerce. Before spending the last few years focused on raising the kids as a stay-at-home parent,…


Save the Dates: Investor Briefing 2021 and More Coming to Affordable Housing Month

April 13, 2021

Our annual Investor Briefing is back for 2021 and is taking place May 20 from 10:00am to 11:00am. You can register for Investor Briefing here. This is the moment to review recent accomplishments in our work helping everyone from those experiencing homelessness to renters to first-time homebuyers, and we hope you can join our Chief…

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people helped since 2000


invested in affordable housing

Housing Trust works in communities across the 13-county greater Bay Area. Click on the counties to see a breakdown of funding and number of homes funded by city.