For Pastor Micaiah Irmler and his family, the journey to homeownership began with uncertainty and a leap of faith. In 2011, their rental home was headed into foreclosure, and the…
For years, Renee and Jason Ridgway dreamed of owning a home in the Bay Area, but the path seemed impossible. After the 2008 housing crash, they faced skyrocketing rents, job…
Anna always dreamed of staying close to her family in San Jose, where her parents—immigrants from Mexico—bought their home in 1976. Back then, San Jose still carried the soul of…
How an acquisition loan helped Mainline North deliver affordable homes and peace of mind for residents When Pete moved into his apartment at Mainline North in Santa Clara, he didn’t…
How The Kelsey Civic Center translates inclusive design and mission-aligned capital into stable housing and community When Gladis moved into The Kelsey Civic Center in downtown San Francisco, it marked…
When Therese began her home-buying journey in 2019, owning a home felt far out of reach. Rising rents, housing instability, and the responsibilities of raising four children as a single…
Developer: MidPen HousingHousing Trust Loan: $2,887,000 Construction-to-Permanent LoanUnits: 81 Affordable HomesPopulation Served: Families and Intellectually Developmentally Disabled Households Congratulations to our partner, MidPen Housing, on closing construction-to-permanent financing for Lazuli…
Across California, the housing crisis continues to put families at risk of displacement and homelessness. In Santa Clara County, families with children make up a significant share of the unhoused…
Developer: Resources for Community DevelopmentHousing Trust Loan: $1,650,000 Acquisition LoanUnits: 73 Affordable HomesPopulation Served: Families and Individuals Congratulations to our partner, Resources for Community Development (RCD), on closing acquisition financing…
Developer: Eden HousingHousing Trust Loan: $13,500,000 Units: 145 Townhouse Style HomesPopulation Served: Families Earning Between 35% to 60% AMI Congratulations to our partner Eden Housing on closing refinancing for Eden Palms…
California’s housing crisis has left many residents squeezed by rising rents, limited supply, and growing inequality. In Santa Clara County, the challenge is especially acute: more than 54,500 low-income renter…
Developer: Danco Communities Housing Trust Loan: $2.26 Million Acquisition Loan Units: 49 Affordable Apartments Population Served: Seniors Congratulations to Danco Communities on closing acquisition financing for 348 Park Street Senior Housing – 49…
When Nancy bought her first home in the early 2000s as a single mother with two young children, it wasn’t just a personal milestone – it was a quiet act…
In the Bay Area, 53% of all low-income families are single-parent households – and 42% of those are led by women, according to the Plan Bay Area 2050 Equity Analysis…
Developer: Habitat for Humanity East Bay/Silicon Valley Housing Trust Loan: $667,680 Units: 4 Condominiums Will Be For Sale Population Served: Households Earning Between 45-80% of the Area Median Income (AMI) Congratulations to Habitat…
The CDFI marks 25 years by uniting corporate, financial, and philanthropic leaders – including Apple, U.S. Bank, and the Packard Foundation – to deliver 7,400 affordable homes and save $5.7M…
Unrestricted support from philanthropist MacKenzie Scott will accelerate lending, expand homeownership, fuel policy and innovation, and strengthen organizational impact across the Bay Area San Jose, CA – September 30, 2025…
For years, Kathleen dreamed of owning a home where she could build stability and one day welcome a foster child. Working as a community outreach supervisor at the Valley Transportation…
We’re just four weeks away from Housing Trust’s 25th Anniversary Investor Briefing! On October 15, we’ll gather at the California Theatre in downtown San Jose to celebrate with our partners,…
Last week, new doors opened in East San José as families moved into 1860 Alum Rock – a community created by Charities Housing Development Corporation and made possible through the…
Developer: Resources for Community Development Housing Trust Loan: $5,250,000 Acquisition Proposed Units: 90 Population Served: Families & individuals earning up to 70% of the Area Median Income (AMI) Congratulations to Resources for Community…
For 25 years, Housing Trust has worked with mission-aligned partners to make the Bay Area more equitable, inclusive, and vibrant by advancing affordable housing solutions—because we believe our communities thrive…
🏘️ This deeply affordable community brings 126 homes—including 49 newly built and 79 beautifully renovated units—with on-site services and community spaces for families, individuals with disabilities, and those transitioning out…
Congratulations to our partners Eden Housing, Inc. on the grand opening of La Avenida Apartments in Mountain View’s North Bayshore neighborhood and welcome home to all of the residents! This…
June 11, 2025 – Oakland, CA – Housing Trust Silicon Valley, a certified Community Development Financial Institution (CDFI) committed to advancing equitable and affordable housing across the greater Bay Area,…
Congratulations to CRP Affordable Housing and Community Development on securing financing for 4575 Scotts Valley Apartments, a 100 unit, 100% affordable housing development in Scotts Valley, Santa Cruz County. Housing…
Developer: Community HousingWorksHousing Trust Loan: $1,634,562 AcquisitionProposed Units: 110Population Served: Families and individuals with intellectual and developmental disabilities Congratulations to Community HousingWorks on securing financing for Bayline Apartments, a 110…
Developer: CRP Affordable Housing and Community DevelopmentHousing Trust Loan: $4,094,500 AcquisitionProposed Units: 83Population Served: Families Congratulations to CRP Affordable Housing and Community Development on closing financing for Banana Belt Apartments,…
Developer: CRP Affordable Housing and Community DevelopmentHousing Trust Loan: $3,277,500 Acquisition Proposed Units: 25 Population Served: Families and Individuals Congratulations to CRP Affordable Housing and Community Development on securing financing for Beverly…
🎉 Happy Affordable Housing Month! 🏘️This month highlights the critical need for equitable, affordable housing, and the collaborative efforts required to expand access to safe, stable homes across our region….
Developer: MidPen Housing Housing Trust Loan: $9,945,000 Acquisition Proposed Units: 250 Population Served: Families and Seniors Congratulations to MidPen Housing on securing acquisition financing for 2727 Mattison Lane, a 250-unit affordable housing development…
Developer: Linc HousingHousing Trust Loan: $1,784,500 Construction-to-PermanentProposed Units: 37Population Served: Families Congratulations to Linc Housing on securing financing for The Corners, a 37-unit affordable housing development located in Belmont. Housing…
As we continue to celebrate 25 years of partnerships, we are thrilled to offer four informative Affordable Housing Month events, including Affordable Housing Finance 101 trainings for developers and affordable housing professionals,…
📢 Our March Housing Trust Silicon Valley Newsletter is live! Explore the latest updates, partner highlights, and events. Check it out: https://conta.cc/3YczKGx.
Trust and financial strength are essential to creating lasting impact. That’s why we’re proud to share that, for the fourth consecutive year, Housing Trust Silicon Valley has received an AA+…
Developer: CRP Affordable Housing and Community DevelopmentHousing Trust Loan: $4,000,000 Acquisition Proposed Units: 63 Population Served: Families Congratulations to CRP Affordable Housing and Community Development on securing acquisition financing for 951 Old…
Developer: Chinatown Community Development Center and Mission Economic Development Agency Housing Trust Loan: $4 million Proposed Units: 168 Population Served: Families, formerly homeless individuals, and people living with HIV Congratulations to the Chinatown Community…
Developer: Eden Housing Housing Trust Loan: $3.85 million Proposed Units: 113 Population Served: Seniors Congratulations to Eden Housing on closing construction financing for Regional Street Apartments, a 113 unit community dedicated to serving seniors! Housing…
Our January Housing Trust Newsletter is here, celebrating a significant milestone – our 25th Anniversary! Dive into the latest updates, partner highlights, meet our newest team members, and discover our…
Standard & Poor’s Global Ratings (S&P) has reaffirmed Housing Trust’s AA- credit rating and revised the outlook to positive from stable. Housing Trust was the first nonprofit CDFI to be…
Congratulations to MidPen Housing on closing construction financing on Oak Gardens in Menlo Park, a 62-apartment community dedicated to serving veterans, including formerly homeless veterans, and their families earning between…
Our December Housing Trust Newsletter is here! Dive into our latest updates, partner highlights (including a Just Funded announcement), and inspiring stories, as we wrap up another impactful year of…
Zoe’s journey to homeownership began when she moved from China to the United States as a high school student, determined to help create a new life for herself and her…
We are thrilled to congratulate Milestone Housing Group and the dedicated partners on the grand opening of Del Corazon Apartments—City of Santa Rosa‘s newest affordable rental community! Del Corazon Apartments…
We’re excited to announce that we just funded 2000 South Delaware in San Mateo, a 60-unit property serving families and households earning up to 80% AMI. We provided a $17.6…
We are thrilled to announce that we recently funded 69th Street Apartments in Sacramento! This transformative project will provide 129 new, affordable homes for individuals and families earning between 30%…
Our 2024 Annual Report is live! Together with our resolute partners and investors, we have cumulatively invested $615 million in our community, creating over 27,200 affordable housing opportunities, positively impacting…
We love celebrating a new housing community developed by our mission-driven partners! The Kelsey Ayer Station, a new, vibrant, affordable community, has officially opened its doors just blocks from downtown…
We had a wonderful time last week at our regional Happy Hour with our East Bay partners and friends at Cornerstone in Berkeley, thank you to all who were able…
Dear Friends and Partners, We are humbled and delighted to share that Housing Trust received a generous $30 million gift from MacKenzie Scott through her Yield Giving philanthropic fund, in…
Donation to Fuel Housing Trust’s Mission of Building Equitable and Affordable Communities Across the Bay Area San Jose, CA – October 2, 2024 – Housing Trust Silicon Valley, a nonprofit…
Supporting Our Seniors In Santa Clara, 70% of senior households fall within the low to extremely low-income brackets. Due to challenges such as high housing costs and fixed incomes, many…
Brenda was constantly reminded by family members that she wouldn’t be able to live by herself. Twelve years ago, she chose her independence and decided to live on her own….
Deborah wanted a better life for herself and her daughters. As a single mom, she raised her daughters and went to college later in life. After college, she moved in…
Lawrence was only 13 years old when he shot and killed his father. Before the Vietnam War, his father had never once laid hands on his family. But the war…
Join our team! We’re hiring a Chief Lending Officer to join our mission-driven #CDFI. In this key role, you will lead the dynamic Multifamily Lending Team in creating impactful affordable…
A recent report from the Santa Clara County Assessor shows that property value in Silicon Valley is in decline. Our Housing Trust CFO and Head of Partnerships & Strategy, Julie…
Check out the latest Housing Our Neighbors newsletter! Learn about a new project we Just Funded in Fremont with Community Development Partnership, check-out some partner highlights, and get to know…
Born and raised in San José, Kai and Daphne have spent most of their life in the Bay Area. Kai works in the restaurant and hotel industry while Daphne works…
Exciting progress in San Jose! The Charles, named after the dedicated Dr. Charles Preston, who dedicated his life to our most vulnerable community members, is well under construction. Our Housing…
July was a busy one for Housing Trust—and we wouldn’t want it any other way! Check out the latest Housing Our Neighbors newsletter as we highlight the work we and…
We had an amazing Grand Opening last week at Resources for Community Development‘s (RCD) Sango Court in the City of Milpitas, City Government! A beautiful residential development with 102 new…
More than 120 affordable homes JUST FUNDED in Santa Cruz! Part of an overall vision for downtown Santa Cruz, the Downtown Library & Affordable Housing Project is jointly developed by…
Hot off the (digital) press! Check out our June Housing Our Neighbors newsletter: https://conta.cc/3xy1onq. From a Grand Opening, to a Home Dedication Ceremony, Neighborly Stories, and more, see what we’ve…
Casa Sueños, a new 181-unit affordable housing community for families earning 20-80% of the area median income (AMI), co-developed by BRIDGE Housing and @The Unity Council, officially opened its doors…
For Billy and Joleigh, having roots in San José means an abundance of family and proudly growing up as part of the Mexican American community. Thanks to the Empower Homebuyers…
We are excited to announce that the Apple Affordable Housing Fund is now open for responses to the 2024 Request for Information (RFI)! This Fund intends to make loans to…
Read all about it! Our latest newsletter is out: https://conta.cc/4dVXyoB. Learn about the newest project we Just Funded with @CharitiesHousingDevelopment, check out photos of the many events we were part…
May offers the perfect opportunity to reflect on and celebrate the important role that Asian Americans, Native Hawaiians, and Pacific Islanders (AANHPIs) have played in our shared history. During this…
Khoa and Phuong consider their family among the lucky ones. Over seven years, Khoa worked as an AV tech and Phuong worked as a medical device assembler to save for…
Tomorrow is CDFI Advocacy Day! Its California Coalition for Community Investment CCCI‘s second annual advocacy day and our CEO and California Coalition for Community Investment CCCI Chair, Noni Ramos, is…
Thank you to everyone who tuned in to “Unlocking Potential: Tackling the Bay Area’s Housing Supply Challenge” earlier this week.We are inspired by the passion and insight shared by our…
Affordable Housing Month activities continue and yesterday we were back in Santa Cruz for another community event. A new 128-unit community is one step closer to transforming lives in downtown…
Another life-changing community from Eden Housing is underway in Newark, CA with the recent groundbreaking ceremony taking place. Timber Street Senior will deliver 79 units for seniors, fulfilling the city’s…
The City of Santa Clara took another step toward more affordable housing with the completion of Kifer Senior Apartments, developed by Abode.org. At the grand opening, Housing Trust’s CFO Julie…
Monday: Grand Opening for Eden Housing‘s Solaire in San Jose. Wednesday: Grand Opening for Related Companies‘ Meridian in Sunnyvale. TODAY:Hard Hat Tour for Eden’s Ruby Street Apartments in Castro Valley!…
A brand new, 90-unit affordable housing community near downtown Sunnyvale, has opened the doors to its first residents and officially celebrated with a Grand Opening like no other! Meridian was…
Today was a beautiful day to celebrate Earth Day and a Grand Opening! Nestled in the heart of downtown San Jose, Solaire Apartments, a vibrant 130-unit community, is COMPLETE! Our…
It was a celebration last week at Vitalia in the Cambrian neighborhood of City of San José. Developed by our partners Affirmed Housing, the brand new, beautiful 79 units provide…
Read all about it! Our March Housing Our Neighbors Newsletter is live: https://conta.cc/3TXFbaP. See what we’ve been up to and where we’ve been this past month, and learn what we…
Have you heard? We’ve invested $590+ million in affordable housing throughout the greater Bay Area region and helped more than 50,000 underserved neighbors! On top of that, we Just Funded…
We are excited to share that our Housing Trust CEO Noni Ramos will join #affordablehousing leaders and the community on the Central Coast as a featured speaker at the 2024…
Read all about it! Our Housing Trust Newsletter is live: https://conta.cc/48HP9RS! In this edition, we are excited to share our latest impact numbers (spoiler alert: we’ve invested $590 million in…
200 & 290 B STREET SANTA ROSA, CA Developer: Phoenix Development Housing Trust Loan: $7.225 million Proposed Units: 64 Population Served: Workforce Housing Located in downtown Santa Rosa, 200 and 290 B Street…
RESIDENCES AT LIBERATION PARK OAKLAND, CA Co-Developers: Black Cultural Zone Community Development Corporation (BCZ) and Eden Housing Housing Trust Loan: $1.5 million Proposed Units: 119 Population Served: Families Located in the Eastmont neighborhood of…
The City of Mountain View is about to open the door to more affordable housing with a new project breaking ground at 1265 Montecito Avenue! A ceremony today featured our…
We were thrilled to join the festivities last Friday at the grand opening for the Vivalon Healthy Aging Campus in downtown San Rafael, California! Our Housing Trust team were honored…
Read all about it! Our latest Housing Trust Newsletter is here: https://conta.cc/4bhqcz0! In this edition, we are excited to share recent impact numbers, an inspirational first-time homebuyer story, some wonderful…
California Investment and Innovation Fund Program Disburses First Round of $15M to Support CDFI’s Working to Build Affordable Housing, Support Small Businesses, and Deliver Child Care Facilities Sacramento, CA –…
Make an impact with your work and JoinOurTeam! Housing Trust Silicon Valley is seeking a Staff Accountant for a pivotal role on our awesome team in the City of San…
Designed to provide community for formerly homeless seniors in County of Santa Clara, California, People Assisting the Homeless – PATH Villas at 4th Street in City of San José provides…
January is National Thank You Month, a chance to take time to express gratitude to the people around you. According to the Mayo Clinic, when you feel and express gratitude,…
Good times at the Grand Opening celebration for People Assisting the Homeless – PATH Villas at 4th Street, a new 94 unit affordable housing project for formerly homeless seniors! We…
We look forward to a safe, healthy, and joyful year ahead. Happy 2024 from all of us at Housing Trust—the best is yet to come!
53,800
People Housed since 2000
$690M
invested in affordable housing
Housing Trust works in communities across the 14-county greater Bay Area.