Impact & Updates

We believe our communities are more diverse, sustainable, and vibrant when everyone has a safe, stable and affordable place to live.

Success Stories

Expanding Access to Homeownership by Bridging the Gap: Therese’s Journey

January 16, 2026

When Therese began her home-buying journey in 2019, owning a home felt far out of reach. Rising rents, housing instability, and the responsibilities of raising four children as a single…

Just Funded

Just Funded: Lazuli Landing, Alameda County

January 15, 2026

Developer: MidPen HousingHousing Trust Loan: $2,887,000 Construction-to-Permanent LoanUnits: 81 Affordable HomesPopulation Served: Families and Intellectually Developmentally Disabled Households Congratulations to our partner, MidPen Housing, on closing construction-to-permanent financing for Lazuli…

Success Stories

From Uncertainty to Home – Rebecca’s New Beginning and the Power of Partnerships 

December 18, 2025

Across California, the housing crisis continues to put families at risk of displacement and homelessness. In Santa Clara County, families with children make up a significant share of the unhoused…

Just Funded

Just Funded: Power Inn, Unincorporated Sacramento County

December 17, 2025

Developer: Resources for Community DevelopmentHousing Trust Loan: $1,650,000 Acquisition LoanUnits: 73 Affordable HomesPopulation Served: Families and Individuals Congratulations to our partner, Resources for Community Development (RCD), on closing acquisition financing…

Just Funded

Just Funded: Eden Palms, San Jose

December 4, 2025

Developer: Eden HousingHousing Trust Loan: $13,500,000 Units: 145 Townhouse Style HomesPopulation Served: Families Earning Between 35% to 60% AMI  Congratulations to our partner Eden Housing on closing refinancing for Eden Palms…

Success Stories

From Homelessness to Home – Herb’s New Beginning and the Power of Partnerships 

November 21, 2025

California’s housing crisis has left many residents squeezed by rising rents, limited supply, and growing inequality. In Santa Clara County, the challenge is especially acute: more than 54,500 low-income renter…

Just Funded

Just Funded: 348 Park Street Senior Housing, Moraga

November 17, 2025

Developer: Danco Communities Housing Trust Loan: $2.26 Million Acquisition Loan Units: 49 Affordable Apartments Population Served: Seniors  Congratulations to Danco Communities on closing acquisition financing for 348 Park Street Senior Housing – 49…

Success Stories

Why Homeownership Matters – A Single Mother’s Journey to Stability

November 12, 2025

When Nancy bought her first home in the early 2000s as a single mother with two young children, it wasn’t just a personal milestone – it was a quiet act…

Success Stories

Opportunities Through Stable Housing – How Alondra Found Home at Del Corazon

November 11, 2025

In the Bay Area, 53% of all low-income families are single-parent households – and 42% of those are led by women, according to the Plan Bay Area 2050 Equity Analysis…

Just Funded

Just Funded: 4th and Reed 

October 30, 2025

Developer: Habitat for Humanity East Bay/Silicon Valley Housing Trust Loan: $667,680 Units: 4 Condominiums Will Be For Sale Population Served: Households Earning Between 45-80% of the Area Median Income (AMI)  Congratulations to Habitat…

Press Releases

Housing Trust Launches $200 Million Building Impact Initiative to Accelerate Affordable Housing in the Bay Area 

October 20, 2025

The CDFI marks 25 years by uniting corporate, financial, and philanthropic leaders – including Apple, U.S. Bank, and the Packard Foundation – to deliver 7,400 affordable homes and save $5.7M…

Press Releases

Housing Trust Unveils Outline for 10-Year Plan to Turn $30 Million Gift into Lasting Housing Solutions

September 30, 2025

Unrestricted support from philanthropist MacKenzie Scott will accelerate lending, expand homeownership, fuel policy and innovation, and strengthen organizational impact across the Bay Area San Jose, CA – September 30, 2025…

Success Stories

Bridging the Gap: A Public Servant’s Path to Homeownership

September 26, 2025

For years, Kathleen dreamed of owning a home where she could build stability and one day welcome a foster child. Working as a community outreach supervisor at the Valley Transportation…

Updates

The latest Housing Trust News is Live!

September 18, 2025

We’re just four weeks away from Housing Trust’s 25th Anniversary Investor Briefing! On October 15, we’ll gather at the California Theatre in downtown San Jose to celebrate with our partners,…

Updates

Charities Housing Celebrates the Opening of 1860 Alum Rock

September 18, 2025

Last week, new doors opened in East San José as families moved into 1860 Alum Rock – a community created by Charities Housing Development Corporation and made possible through the…

Just Funded

Just Funded: 544 West Alma 

August 18, 2025

Developer: Resources for Community Development Housing Trust Loan: $5,250,000 Acquisition Proposed Units: 90 Population Served: Families & individuals earning up to 70% of the Area Median Income (AMI) Congratulations to Resources for Community…

Updates

Read All About It! The latest Housing Trust News is Live!

August 14, 2025

For 25 years, Housing Trust has worked with mission-aligned partners to make the Bay Area more equitable, inclusive, and vibrant by advancing affordable housing solutions—because we believe our communities thrive…

Updates

Congratulations to Resources for Community Development (RCD) and the City of Fremont on the grand opening of Bell Street Gardens!

July 24, 2025

🏘️ This deeply affordable community brings 126 homes—including 49 newly built and 79 beautifully renovated units—with on-site services and community spaces for families, individuals with disabilities, and those transitioning out…

Updates

Eden Housing Celebrates Grand Opening of La Avenida Apartments

June 16, 2025

Congratulations to our partners Eden Housing, Inc. on the grand opening of La Avenida Apartments in Mountain View’s North Bayshore neighborhood and welcome home to all of the residents! This…

Press Releases

Housing Trust Launches Capital for Capacity Grant Program

June 11, 2025

June 11, 2025 – Oakland, CA – Housing Trust Silicon Valley, a certified Community Development Financial Institution (CDFI) committed to advancing equitable and affordable housing across the greater Bay Area,…

Just Funded

Just Funded: 4575 Scotts Valley Apartments, Scotts Valley

May 30, 2025

Congratulations to CRP Affordable Housing and Community Development on securing financing for 4575 Scotts Valley Apartments, a 100 unit, 100% affordable housing development in Scotts Valley, Santa Cruz County. Housing…

Just Funded

Just Funded: Bayline Apartments, Hercules

May 29, 2025

Developer: Community HousingWorksHousing Trust Loan: $1,634,562 AcquisitionProposed Units: 110Population Served: Families and individuals with intellectual and developmental disabilities Congratulations to Community HousingWorks on securing financing for Bayline Apartments, a 110…

Just Funded

Just Funded: Banana Belt Apartments, Santa Cruz

May 29, 2025

Developer: CRP Affordable Housing and Community DevelopmentHousing Trust Loan: $4,094,500 AcquisitionProposed Units: 83Population Served: Families Congratulations to CRP Affordable Housing and Community Development on closing financing for Banana Belt Apartments,…

Just Funded

Just Funded: Beverly Gardens, Scotts Valley 

May 28, 2025

Developer: CRP Affordable Housing and Community DevelopmentHousing Trust Loan: $3,277,500 Acquisition Proposed Units: 25 Population Served: Families and Individuals Congratulations to CRP Affordable Housing and Community Development on securing financing for Beverly…

Updates

Read All About it! The latest Housing Trust News is Live!!

May 7, 2025

🎉 Happy Affordable Housing Month! 🏘️This month highlights the critical need for equitable, affordable housing, and the collaborative efforts required to expand access to safe, stable homes across our region….

Just Funded

Just Funded: 2727 Mattison Lane, Unincorporated Santa Cruz County

April 23, 2025

Developer: MidPen Housing Housing Trust Loan: $9,945,000 Acquisition Proposed Units: 250 Population Served: Families and Seniors   Congratulations to MidPen Housing on securing acquisition financing for 2727 Mattison Lane, a 250-unit affordable housing development…

Just Funded

Just Funded: The Corners at Belmont

April 23, 2025

Developer: Linc HousingHousing Trust Loan: $1,784,500 Construction-to-PermanentProposed Units: 37Population Served: Families Congratulations to Linc Housing on securing financing for The Corners, a 37-unit affordable housing development located in Belmont. Housing…

Updates

May Affordable Housing Month Events

April 18, 2025

As we continue to celebrate 25 years of partnerships, we are thrilled to offer four informative Affordable Housing Month events, including Affordable Housing Finance 101 trainings for developers and affordable housing professionals,…

Updates

Housing Trust News is Live!

April 10, 2025

📢 Our March Housing Trust Silicon Valley Newsletter is live! Explore the latest updates, partner highlights, and events. Check it out: https://conta.cc/3YczKGx.

Updates

Financial Strength, Community Impact

March 27, 2025

Trust and financial strength are essential to creating lasting impact. That’s why we’re proud to share that, for the fourth consecutive year, Housing Trust Silicon Valley has received an AA+…

Just Funded

Just Funded: 951 Old County Road 

March 21, 2025

Developer: CRP Affordable Housing and Community DevelopmentHousing Trust Loan: $4,000,000 Acquisition Proposed Units: 63 Population Served: Families Congratulations to CRP Affordable Housing and Community Development on securing acquisition financing for 951 Old…

Just Funded

Just Funded: Casa Adelante

February 27, 2025

Developer: Chinatown Community Development Center and Mission Economic Development Agency  Housing Trust Loan: $4 million  Proposed Units: 168 Population Served: Families, formerly homeless individuals, and people living with HIV Congratulations to the Chinatown Community…

Just Funded

Just Funded: Regional Street Apartments

February 27, 2025

Developer: Eden Housing Housing Trust Loan: $3.85 million  Proposed Units: 113 Population Served: Seniors Congratulations to Eden Housing on closing construction financing for Regional Street Apartments, a 113 unit community dedicated to serving seniors! Housing…

Updates

The latest Housing Trust News is Live!

February 3, 2025

Our January Housing Trust Newsletter is here, celebrating a significant milestone – our 25th Anniversary! Dive into the latest updates, partner highlights, meet our newest team members, and discover our…

Updates

S&P Reaffirms Our AA- Credit Rating

December 19, 2024

Standard & Poor’s Global Ratings (S&P) has reaffirmed Housing Trust’s AA- credit rating and revised the outlook to positive from stable. Housing Trust was the first nonprofit CDFI to be…

Just Funded

Just Funded: Oak Gardens in Menlo Park

December 19, 2024

Congratulations to MidPen Housing on closing construction financing on Oak Gardens in Menlo Park, a 62-apartment community dedicated to serving veterans, including formerly homeless veterans, and their families earning between…

Updates

Read All About it! The latest Housing Trust News is Live!

December 19, 2024

Our December Housing Trust Newsletter is here! Dive into our latest updates, partner highlights (including a Just Funded announcement), and inspiring stories, as we wrap up another impactful year of…

Success Stories

Empowered by Home: A Journey of Perseverance and Gratitude 

November 21, 2024

Zoe’s journey to homeownership began when she moved from China to the United States as a high school student, determined to help create a new life for herself and her…

Updates

Celebrating the Grand Opening of Milestone Housing Group Del Corazon Apartments

November 6, 2024

We are thrilled to congratulate Milestone Housing Group and the dedicated partners on the grand opening of Del Corazon Apartments—City of Santa Rosa‘s newest affordable rental community! Del Corazon Apartments…

Just Funded

Just Funded in San Mateo!

October 30, 2024

We’re excited to announce that we just funded 2000 South Delaware in San Mateo, a 60-unit property serving families and households earning up to 80% AMI. We provided a $17.6…

Just Funded

Just Funded in Sacramento! 

October 30, 2024

We are thrilled to announce that we recently funded 69th Street Apartments in Sacramento! This transformative project will provide 129 new, affordable homes for individuals and families earning between 30%…

Updates

2024 Annual Report is Live

October 18, 2024

Our 2024 Annual Report is live! Together with our resolute partners and investors, we have cumulatively invested $615 million in our community, creating over 27,200 affordable housing opportunities, positively impacting…

Updates

The Kelsey Ayer Station House Warming

October 15, 2024

We love celebrating a new housing community developed by our mission-driven partners! The Kelsey Ayer Station, a new, vibrant, affordable community, has officially opened its doors just blocks from downtown…

Updates

A Wonderful Time At Our East Bay Happy Hour

October 11, 2024

We had a wonderful time last week at our regional Happy Hour with our East Bay partners and friends at Cornerstone in Berkeley, thank you to all who were able…

Updates

Exciting News From Housing Trust!

October 1, 2024

Dear Friends and Partners, We are humbled and delighted to share that Housing Trust received a generous $30 million gift from MacKenzie Scott through her Yield Giving philanthropic fund, in…

Press Releases

Housing Trust Secures Transformative $30 Million Gift from Philanthropist MacKenzie Scott 

October 1, 2024

Donation to Fuel Housing Trust’s Mission of Building Equitable and Affordable Communities Across the Bay Area  San Jose, CA – October 2, 2024 – Housing Trust Silicon Valley, a nonprofit…

Success Stories

Agrihood Community Stories 

September 30, 2024

Supporting Our Seniors  In Santa Clara, 70% of senior households fall within the low to extremely low-income brackets. Due to challenges such as high housing costs and fixed incomes, many…

Success Stories

Brenda’s Story 

September 30, 2024

Brenda was constantly reminded by family members that she wouldn’t be able to live by herself. Twelve years ago, she chose her independence and decided to live on her own….

Success Stories

Deborah’s Story 

September 30, 2024

Deborah wanted a better life for herself and her daughters. As a single mom, she raised her daughters and went to college later in life. After college, she moved in…

Success Stories

Lawrence’s Story 

September 30, 2024

Lawrence was only 13 years old when he shot and killed his father.   Before the Vietnam War, his father had never once laid hands on his family. But the war…

Updates

We Are Hiring!!

September 25, 2024

Join our team! We’re hiring a Chief Lending Officer to join our mission-driven #CDFI. In this key role, you will lead the dynamic Multifamily Lending Team in creating impactful affordable…

Updates

In the News!

September 6, 2024

A recent report from the Santa Clara County Assessor shows that property value in Silicon Valley is in decline. Our Housing Trust CFO and Head of Partnerships & Strategy, Julie…

Updates

Read All About it! Housing Trust News is Live!

September 4, 2024

Check out the latest Housing Our Neighbors newsletter! Learn about a new project we Just Funded in Fremont with Community Development Partnership, check-out some partner highlights, and get to know…

Success Stories

Empowered by Home: Family of Four Dreams Big

August 28, 2024

Born and raised in San José, Kai and Daphne have spent most of their life in the Bay Area. Kai works in the restaurant and hotel industry while Daphne works…

Updates

Hard Hat Tour for Charities Housing’s The Charles in San Jose

August 8, 2024

Exciting progress in San Jose! The Charles, named after the dedicated Dr. Charles Preston, who dedicated his life to our most vulnerable community members, is well under construction. Our Housing…

Updates

Read All About it! Housing Trust News is Live!

August 1, 2024

July was a busy one for Housing Trust—and we wouldn’t want it any other way! Check out the latest Housing Our Neighbors newsletter as we highlight the work we and…

Updates

Celebrating the Grand Opening of Sango Ct.

July 23, 2024

We had an amazing Grand Opening last week at Resources for Community Development‘s (RCD) Sango Court in the City of Milpitas, City Government! A beautiful residential development with 102 new…

Just Funded

Just Funded in Santa Cruz

July 11, 2024

More than 120 affordable homes JUST FUNDED in Santa Cruz! Part of an overall vision for downtown Santa Cruz, the Downtown Library & Affordable Housing Project is jointly developed by…

Updates

The latest Housing Trust News is Live!

June 28, 2024

Hot off the (digital) press! Check out our June Housing Our Neighbors newsletter: https://conta.cc/3xy1onq. From a Grand Opening, to a Home Dedication Ceremony, Neighborly Stories, and more, see what we’ve…

Updates

Celebrating the Grandopening of Casa Sueños

June 27, 2024

Casa Sueños, a new 181-unit affordable housing community for families earning 20-80% of the area median income (AMI), co-developed by BRIDGE Housing and @The Unity Council, officially opened its doors…

Success Stories

Empowered by Home: Foundations for Family

June 26, 2024

For Billy and Joleigh, having roots in San José means an abundance of family and proudly growing up as part of the Mexican American community. Thanks to the Empower Homebuyers…

Updates

Apple Affordable Housing Fund is Now Open!

June 5, 2024

We are excited to announce that the Apple Affordable Housing Fund is now open for responses to the 2024 Request for Information (RFI)! This Fund intends to make loans to…

Updates

Read All About it! The latest Housing Trust News is Live!

June 5, 2024

Read all about it! Our latest newsletter is out: https://conta.cc/4dVXyoB. Learn about the newest project we Just Funded with @CharitiesHousingDevelopment, check out photos of the many events we were part…

Updates

Celebrating Asian American, Native Hawaiian, & Pacific Islander

May 30, 2024

May offers the perfect opportunity to reflect on and celebrate the important role that Asian Americans, Native Hawaiians, and Pacific Islanders (AANHPIs) have played in our shared history. During this…

Success Stories

Empowered by Home: The Lucky Ones

May 30, 2024

Khoa and Phuong consider their family among the lucky ones. Over seven years, Khoa worked as an AV tech and Phuong worked as a medical device assembler to save for…

Updates

CDFI Advocacy Day!

May 24, 2024

Tomorrow is CDFI Advocacy Day! Its California Coalition for Community Investment CCCI‘s second annual advocacy day and our CEO and California Coalition for Community Investment CCCI Chair, Noni Ramos, is…

Updates

Unlocking Potential: Tackling the Bay Area’s Housing Supply Challenge

May 24, 2024

Thank you to everyone who tuned in to “Unlocking Potential: Tackling the Bay Area’s Housing Supply Challenge” earlier this week.We are inspired by the passion and insight shared by our…

Updates

Ground Breaking for Pacific Station North Apartments in Santa Cruz!

May 21, 2024

Affordable Housing Month activities continue and yesterday we were back in Santa Cruz for another community event. A new 128-unit community is one step closer to transforming lives in downtown…

Updates

Ground Breaking Celebration for Eden’s Timber Senior Housing!

May 10, 2024

Another life-changing community from Eden Housing is underway in Newark, CA with the recent groundbreaking ceremony taking place. Timber Street Senior will deliver 79 units for seniors, fulfilling the city’s…

Updates

Celebrating the Grand Opening of Kifer Senior Apartments!

May 9, 2024

The City of Santa Clara took another step toward more affordable housing with the completion of Kifer Senior Apartments, developed by Abode.org. At the grand opening, Housing Trust’s CFO Julie…

Updates

Hard Hat Tour for Eden’s Ruby Street Apartments in Castro Valley!

April 29, 2024

Monday: Grand Opening for Eden Housing‘s Solaire in San Jose. Wednesday: Grand Opening for Related Companies‘ Meridian in Sunnyvale. TODAY:Hard Hat Tour for Eden’s Ruby Street Apartments in Castro Valley!…

Updates

A Grand Opening Like No Other!

April 24, 2024

A brand new, 90-unit affordable housing community near downtown Sunnyvale, has opened the doors to its first residents and officially celebrated with a Grand Opening like no other! Meridian was…

Updates

All Smiles at the Grand Opening of Eden Housing’s Solaire Apartments

April 22, 2024

Today was a beautiful day to celebrate Earth Day and a Grand Opening! Nestled in the heart of downtown San Jose, Solaire Apartments, a vibrant 130-unit community, is COMPLETE! Our…

Updates

It was a celebration last week at Vitalia!

April 3, 2024

It was a celebration last week at Vitalia in the Cambrian neighborhood of City of San José. Developed by our partners Affirmed Housing, the brand new, beautiful 79 units provide…

Updates

Read All Read All About it! The latest Housing Trust News is Live.

April 3, 2024

Read all about it! Our March Housing Our Neighbors Newsletter is live: https://conta.cc/3TXFbaP. See what we’ve been up to and where we’ve been this past month, and learn what we…

Just Funded

Just Funded

March 25, 2024

Have you heard? We’ve invested $590+ million in affordable housing throughout the greater Bay Area region and helped more than 50,000 underserved neighbors! On top of that, we Just Funded…

Updates

2024 SLO County Housing Summit!

March 14, 2024

We are excited to share that our Housing Trust CEO Noni Ramos will join #affordablehousing leaders and the community on the Central Coast as a featured speaker at the 2024…

Updates

Read All About it! The latest Housing Trust News is Live!

March 4, 2024

Read all about it! Our Housing Trust Newsletter is live: https://conta.cc/48HP9RS! In this edition, we are excited to share our latest impact numbers (spoiler alert: we’ve invested $590 million in…

Just Funded

Just Funded in January!

February 28, 2024

200 & 290 B STREET SANTA ROSA, CA Developer: Phoenix Development  Housing Trust Loan: $7.225 million Proposed Units: 64 Population Served: Workforce Housing Located in downtown Santa Rosa, 200 and 290 B Street…

Just Funded

Just Funded in January!

February 28, 2024

RESIDENCES AT LIBERATION PARK OAKLAND, CA Co-Developers: Black Cultural Zone Community Development Corporation (BCZ) and Eden Housing Housing Trust Loan: $1.5 million Proposed Units: 119 Population Served: Families Located in the Eastmont neighborhood of…

Updates

Celebrating Charities Housing’s Montecito Groundbreaking

February 27, 2024

The City of Mountain View is about to open the door to more affordable housing with a new project breaking ground at 1265 Montecito Avenue! A ceremony today featured our…

Updates

Grand Opening for the Vivalon Healthy Aging Campus

February 14, 2024

We were thrilled to join the festivities last Friday at the grand opening for the Vivalon Healthy Aging Campus in downtown San Rafael, California! Our Housing Trust team were honored…

Updates

Read All About it! The latest Housing Trust News is Live!

February 5, 2024

Read all about it! Our latest Housing Trust Newsletter is here: https://conta.cc/4bhqcz0! In this edition, we are excited to share recent impact numbers, an inspirational first-time homebuyer story, some wonderful…

Press Releases

California Coalition for Community Investment Plays Integral Role in $50M Grant from the State Treasurer’s Office to Build Affordable Housing

February 1, 2024

California Investment and Innovation Fund Program Disburses First Round of $15M to Support CDFI’s Working to Build Affordable Housing, Support Small Businesses, and Deliver Child Care Facilities Sacramento, CA –…

Updates

Make an Impact

January 25, 2024

Make an impact with your work and JoinOurTeam! Housing Trust Silicon Valley is seeking a Staff Accountant for a pivotal role on our awesome team in the City of San…

Updates

In the Media

January 24, 2024

Designed to provide community for formerly homeless seniors in County of Santa Clara, California, People Assisting the Homeless – PATH Villas at 4th Street in City of San José provides…

Updates

National Thank You Month

January 17, 2024

January is National Thank You Month, a chance to take time to express gratitude to the people around you. According to the Mayo Clinic, when you feel and express gratitude,…

Updates

Grand Opening Celebration

January 11, 2024

Good times at the Grand Opening celebration for People Assisting the Homeless – PATH Villas at 4th Street, a new 94 unit affordable housing project for formerly homeless seniors! We…

Updates

Happy New Year

January 4, 2024

We look forward to a safe, healthy, and joyful year ahead. Happy 2024 from all of us at Housing Trust—the best is yet to come!

Updates

Seasons Greetings

December 21, 2023

Seasons Greetings from all of us at Housing Trust Silicon Valley! May your holidays be filled with joy, warmth, and connection. Take a look at our final newsletter for 2023:…

Updates

A Home for the Holidays Amy and Eric

December 21, 2023

Amy and Eric now have A Home for the Holidays – a 2 bedroom, 2 bathroom condo they purchased in the City of San José with $193,500 in down payment…

Success Stories

Empowered by Home: Helen, Andrew, and Nancy Find Hope in a New Home

December 20, 2023

Helen and her parents Andrew and Nancy immigrated from Vietnam just a few years ago with the hope of a better life and opportunity in the United States. They dreamed…

Updates

A Home for the Holidays

December 12, 2023

We are so thrilled that Ms. Patti has A Home for the Holidays! Read her story in our Housing Trust Annual Report and get inspired by her journey from experiencing…

Success Stories

Empowered by Home: From Section 8 Housing to First-Time Homeownership

November 28, 2023

Michael remembers the days of growing up in section 8 housing in Los Angeles and living on food stamps. His parents, both immigrants from Vietnam, worked hard to provide for…

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53,800

People Housed since 2000

$690M

invested in affordable housing

Housing Trust works in communities across the 14-county greater Bay Area.