Impact & Updates

We believe our communities are more diverse, sustainable, and vibrant when everyone has a safe, stable and affordable place to live.


Housing Trust Presents: #InTheHouseHT

September 8, 2020

Four weeks from today Housing Trust will be hosting our annual fall event, On the House, and we’d love for you to attend. In the meantime, we invite you to join our new social media campaign #InTheHouseHT. It’s very simple: just post a photo on social media featuring anything in your home you are especially thankful for…


Empower Homebuyers SCC Update

July 29, 2020

Our Homeownership team continues to work remotely while finding ways to keep potential homebuyers engaged. In June and July, we held five Empower Homebuyers SCC Zoom webinars and a Lender Training, with about 320 attendees. To change things up and make the informational presentations even more interesting, the team introduced poll questions, which increased engagement…

Press Releases

Housing Trust and Google Announce Launch Initiative to Create New Affordable Homes

July 23, 2020

Google and Housing Trust Silicon Valley – a nonprofit community loan fund that works to create a strong affordable housing market in the greater Bay Area – are announcing the creation of Launch Initiative, an affordable housing fund aimed to accelerate the start-up and preservation of homes. Launch Initiative, announced a year after Google’s $50…


Black Lives Matter: Moving to Action

June 4, 2020

Dear Partners, Our entire team is jolted and saddened by the violent and unjust killing of George Floyd, Breonna Taylor, Ahmaud Arbery, and too many others. We stand with the Black Lives Matter movement – just as we stand with our black employees, board members, partners, residents, community members – and implore our neighbors to…

Success Stories

Empowered by Home: Justin’s Story

May 8, 2020

An assistant principal at Branham High School and a single dad, Justin Ponzio dreamed of having a home for his kids – ages five and six – to live and grow. When he found the Empower Homebuyers SCC program in 2019, the trio lived in a rental near a busy frontage road that was far…


Housing Trust’s COVID-19 Response

March 26, 2020

Dear Neighbors and Partners, We believe safe, stable affordable housing opens the door to better lives for everyone. In support of this belief, we carry on our work as a nonprofit lender and our job is to be here for our borrowers and our community – supporting those who require unique and flexible financing to…


Work in Progress: Housing Trust and Diversity, Equity and Inclusion

September 23, 2020

It’s been over two years since Housing Trust started an ad hoc diversity, equity and inclusion group. Since then, our Board of Directors has provided us with resources and support – including the creation of a DEI Committee of their own – to better allow Housing Trust to move from statements of support to action…

Success Stories

“Permanent Home Feeling” – an Empower Homebuyers SCC Update

September 23, 2020

Empower Homebuyers – the Measure A funded down payment assistance program created by the County of Santa Clara and administered by us – has kept going through the pandemic and helped create 15 first time homebuyers in our 2020 fiscal year. After seven workshops over the summer, the City of Mountain View is co-hosting an…


Breaking New Ground with Habitat for Humanity

September 23, 2020

Over the summer, we announced a $1 million construction loan made to Habitat for Humanity Monterey Bay. In late August the organization scheduled a socially distanced groundbreaking in the Live Oak neighborhood of Santa Cruz County. Habitat CEO Satish Rishi, Representative Jimmy Panetta, Susan True from the Community Foundation Santa Cruz County and others were…

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people helped since 2000


invested in affordable housing

Housing Trust works in communities across the 13-county greater Bay Area. Click on the counties to see a breakdown of funding and number of homes funded by city.