Impact & Updates

We believe our communities are more diverse, sustainable, and vibrant when everyone has a safe, stable and affordable place to live.

Newly Funded

Newly Funded! 520+ Affordable Homes to be Developed in the Greater Bay Area + More Amazing News

August 31, 2022

520+ Affordable Homes to be Developed in the Greater Bay Area + More Amazing News Newly Funded Date: Friday, June 17, 2022 Half a billion dollars in loans closed! Housing Trust recently reached this organizational milestone. To date, we have loaned more than $500 million towards the development of affordable homes throughout the greater Bay Area. These investments have…


Noni Ramos Recognized as a Woman of Influence 2022 by the Silicon Valley Business Journal

July 14, 2022

San Jose, CA – Housing Trust Silicon Valley, a nonprofit Community Development Financial Institution (CDFI), announced today that Noni Ramos has been honored by the Silicon Valley Business Journal as a Woman of Influence in 2022. Honorees were unveiled in the June 17, 2022, issue of the Silicon Valley Business Journal and celebrated during a…

Press Releases

Housing Trust, Kingdom Builders, and BACBO Drive Housing Equity with Innovative Loans

June 7, 2022

Addressing the housing crisis in your own hometown may sound like a daunting challenge. Not for Pastor L.J. Jennings. Born, raised, and proudly immersed in the Oakland community he loves as a church leader and non-profit leader, Pastor Jennings is on a mission to help his neighbors and congregation in need by building affordable housing…

Press Releases

Apple, Housing Trust Silicon Valley, and Satellite Affordable Housing Associates Announce Grand Opening of Veterans Square

May 11, 2022

Thirty-Home Development Will Address Housing Availability for Contra Costa County Veterans Pittsburgh, CA – May 11, 2022 – Housing Trust Silicon Valley, a nonprofit community loan fund, Satellite Affordable Housing Associates, and Apple today announced the grand opening of Veterans Square, a 30-home affordable housing development in the Old Town neighborhood of Pittsburg. Located at…

Press Releases

City-Led Affordable Housing Project Pacific Station South Set to Begin Construction

May 10, 2022

Groundbreaking Event to Highlight Three Downtown Affordable Housing Projects SANTA CRUZ, CA – May 16, 2022 – The City of Santa Cruz will celebrate the groundbreaking of its Pacific Station South project on May 19 at 11 a.m. The event will also highlight the groundbreaking of Pacific Union Partners’ Cedar Street Apartments and the in-progress…

Press Releases

Berkeley church and local affordable housing developer build a community solution to a regional challenge

May 5, 2022

All Souls Episcopal Parish (ASEP) and Satellite Affordable Housing Associates (SAHA) open doors to Jordan Court – 34 new affordable homes for seniors in Berkeley Berkeley, CA – May 5, 2022 – On Thursday, May 5, All Souls Episcopal Parish (ASEP) and Satellite Affordable Housing Associates (SAHA) will mark the grand opening of Jordan Court…


Christine Pezino Joins Housing Trust as Finance Director

April 7, 2022

Housing Trust Silicon Valley proudly welcomes Christine Pezino, who joins us as Finance Director. Her responsibilities will include financial planning and analysis, as well as support for business decisions, strategy, and risk management. Prior to Housing Trust, Christine handled all aspects of finance for a multi-family property management organization. Her previous experience includes 15 years…


Mukhtar Barna Joins Housing Trust as Senior Fund Accountant

March 7, 2022

Housing Trust Silicon Valley warmly welcomes Mukhtar Barna, who joins us as Senior Fund Accountant. His responsibilities will include guiding the growth of a fund we are managing on behalf of a large tech company, as well as contributing to Housing Trust’s accounting, analysis, and reporting. Mukhtar speaks six languages. He was the recipient of…

Press Releases

Google and Housing Trust Silicon Valley Announce Loan to Charities Housing for Affordable Units

March 2, 2022

$17.2M in Funding to Purchase Over 2 Acres of Land for 160 Units of Affordable Housing in Santa Clara Count San Jose, CA – March 2, 2022 – Housing Trust Silicon Valley, a nonprofit community loan fund, announced today a loan for the acquisition of 2.22 acres at 57 and 67 E. Evelyn Avenue, Mountain…


Prathit Thaker Joins Housing Trust as Chief Credit Officer

February 2, 2022

Housing Trust Silicon Valley warmly welcomes Prathit Thaker, who joins us as Chief Credit Officer. His responsibilities will include leading the credit, risk management, loan administration, asset management, and compliance functions. Prathit is a seasoned executive with 25+ years of depth and breadth of credit risk management, commercial real estate finance and debt capital markets…

Press Releases

Housing Trust Silicon Valley to Join White House Panel on Addressing Supply Constraints in the Housing Market

February 1, 2022

Virtual Event to Focus on Solutions for Easier Building of Accessory Dwelling Units (ADUs) San Jose, CA – February 1, 2022 – Housing Trust Silicon Valley, a nonprofit community loan fund, today announced its CEO, Noni Ramos, will join senior Biden-Harris Administration officials, local government officials, researchers, financial institutions, and practitioners in a virtual White…

Success Stories

Eden Housing’s Auzerais Apartments – aided by TECH Fund – Celebrates Groundbreaking in San Jose

December 8, 2021

In Spring 2019, Housing Trust’s TECH Fund made what was then the second-largest loan in our history – $13.75 million to help Eden Housing buy a site on Auzerais Avenue that checked all the boxes for what strong and affordable housing should be. Today some of our team took part in the groundbreaking celebration to…


Nazmin Bishop joins Housing Trust as Chief Development & Communications Officer

December 7, 2021

Today, Housing Trust Silicon Valley welcomes Nazmin Bishop, who joins us as Chief Development and Communications Officer. Nazmin is a Bay Area native who has always loved the richness of the cultural diversity and the innovation and forward thinking of the region. She has been in the fields of Business Development, Marketing, and Communications most…

Press Releases

Agrihood Breaks Ground in Santa Clara

September 15, 2021

On the morning of September 15th, 2021, we gathered with a lot of friends and partners for the groundbreaking of Agrihood; a development which will provide 361 new homes – including 181 below-market rate homes for seniors and senior veterans. Read the press release here and see the rendering of the Agrihood project. Agrihood was…

Success Stories

Empowered by Home: Fernando and Stephani Find Their Perfect Condo in San Jose

September 3, 2021

When a job offer brought Fernando and Stephani to the South Bay a few years ago, they settled comfortably into the area. The couple appreciated the diversity of the community and the many activities the Bay Area had to offer. Fernando, who grew up in Oregon to a U.S. citizen dad and Peruvian mom, enjoyed…

Success Stories

Breaking Ground with PATH in San Jose

August 23, 2021

This morning we got to see our friends from PATH and attend the groundbreaking celebration of Villas at Fourth Street in San Jose – a project that will bring 93 affordable homes for chronically homeless seniors age 55 and above. Two key collaborations brought us to today: Google, which first invested in our TECH Fund…


Welcome Lupita – Housing Trust’s First Human Resources Director

August 18, 2021

Some big news just happened internally: Housing Trust, which has been growing quite a bit in recent years – we only had a staff of three about twelve years ago – just hired our very first Human Resources Director! Please meet Lupita Medina, who has years of experience and leadership in building HR infrastructure, strategic…

Success Stories

Empowered by Home: Ryan and Teresa’s Story

July 14, 2021

When Ryan and Teresa’s landlord told them that the townhome they were renting for seven years was going to be placed on the market, the couple knew it was time to make some big decisions. Their choices were to either move to a new rental and likely pay more for rent, or they could finally…

Success Stories

Housing Trust Awarded $1.8 million from U.S. Treasury for COVID-19 Relief

June 15, 2021

Today Housing Trust Silicon Valley is proud to announce we are among 863 community development financial institutions (CDFIs) in the U.S. to be awarded funds from the Treasury’s CDFI Rapid Response Program. Our organization secured $1.8 million, which will enable Housing Trust to continue to support affordable housing developments in the greater Bay Area as…


For All Neighbors: A Short Update on Empower Homebuyers SCC

June 7, 2021

Since Housing Trust started diversity, equity and inclusion work a few years ago, we’ve been trying to do more outward facing efforts for the communities we serve, such as creating fliers in multiple languages for our homeownership/down payment assistance programs, Empower Homebuyers SCC and H.E.L.P. We are proud to take another small step in our…

Press Releases

Affordable Housing Partnership Announces First Three Developments to Build New Homes in Sonoma County

March 25, 2021

The Sonoma County Housing Fund – a collaborative effort between the Santa Rosa Metro Chamber and nonprofit community development financial institution (CDFI) Housing Trust Silicon Valley – is proud to announce the first three loans for critically needed affordable homes. The three separate developments – Siesta Senior Apartments in Sonoma, Stony Point Flats and Acme…

Press Releases

Google, Housing Trust Silicon Valley Initiative Investing Nearly $30 Million for Bay Area Affordable Homes

March 4, 2021

Effort to Aid Short Term and Long-Term Economic Recovery in Region Google and Housing Trust Silicon Valley, a nonprofit community loan fund that works to create a strong affordable housing market in the greater Bay Area, are announcing though their Launch Initiative new loans of approximately $30 million for three Bay Area affordable housing developments…

Success Stories

Empowered by Home: Marcela and her Son

February 1, 2021

Sometimes a well penned letter can change things forever. When Marcela and her six year old son first saw the house she would eventually purchase with help from the Empower Homebuyers SCC down payment assistance program, they fell in love. They were also charmed by the neighborhood and the Gilroy community. Marcela made an offer on the…

Press Releases

Bay Area Down Payment Assistance Program Still Active in Pandemic

January 14, 2021

Empower Homebuyers SCC seeks to help up to 50 homebuyers in 2021  SAN JOSE, CALIF – Housing Trust Silicon Valley, a nonprofit community loan fund, is excited to launch the 2021 series of webinars to educate future Bay Area homebuyers about Empower Homebuyers SCC – a down payment assistance program created by the County of Santa…


Down Payment Assistance News for First-Time Homebuyers

December 22, 2020

On December 16th, the homeownership team gave the last presentation of 2020 for Empower Homebuyers SCC – the down payment assistance program for first-time homebuyers created by the County of Santa Clara.  When the first Shelter In Place order was given in mid-March, the team pivoted from in-person workshops to online – making 26 online…

Newly Funded

New, Major Loans from Google’s Launch Initiative Bringing Sustainable Affordable Homes to Bay Area

November 16, 2020

Google and Housing Trust Silicon Valley – a nonprofit community loan fund that works to create a strong affordable housing market in the greater Bay Area – are announcing the first investments in affordable housing from Launch Initiative, the $50 million fund rolled out in July. This comes just months after the fund was established…

Newly Funded

Satellite Affordable Housing Associates to Bring Homeless Veterans Home in Contra Costa County

November 11, 2020

Support from Apple, Housing Trust Silicon Valley, Chase, and other local players will help create needed affordable rental housing Virtual groundbreaking celebration scheduled on Veteran’s Day PITTSBURG, CA – Satellite Affordable Housing Associates today announces the groundbreaking for Veterans Square, a 30-home affordable housing development in Pittsburg supporting veterans. A virtual groundbreaking celebration will be…


Housing Trust Presents: #InTheHouseHT

September 8, 2020

Four weeks from today Housing Trust will be hosting our annual fall event, On the House, and we’d love for you to attend. In the meantime, we invite you to join our new social media campaign #InTheHouseHT. It’s very simple: just post a photo on social media featuring anything in your home you are especially thankful for…


Empower Homebuyers SCC Update

July 29, 2020

Our Homeownership team continues to work remotely while finding ways to keep potential homebuyers engaged. In June and July, we held five Empower Homebuyers SCC Zoom webinars and a Lender Training, with about 320 attendees. To change things up and make the informational presentations even more interesting, the team introduced poll questions, which increased engagement…

Press Releases

Housing Trust and Google Announce Launch Initiative to Create New Affordable Homes

July 23, 2020

Google and Housing Trust Silicon Valley – a nonprofit community loan fund that works to create a strong affordable housing market in the greater Bay Area – are announcing the creation of Launch Initiative, an affordable housing fund aimed to accelerate the start-up and preservation of homes. Launch Initiative, announced a year after Google’s $50…


Black Lives Matter: Moving to Action

June 4, 2020

Dear Partners, Our entire team is jolted and saddened by the violent and unjust killing of George Floyd, Breonna Taylor, Ahmaud Arbery, and too many others. We stand with the Black Lives Matter movement – just as we stand with our black employees, board members, partners, residents, community members – and implore our neighbors to…

Success Stories

Empowered by Home: Justin’s Story

May 8, 2020

An assistant principal at Branham High School and a single dad, Justin Ponzio dreamed of having a home for his kids – ages five and six – to live and grow. When he found the Empower Homebuyers SCC program in 2019, the trio lived in a rental near a busy frontage road that was far…


Housing Trust’s COVID-19 Response

March 26, 2020

Dear Neighbors and Partners, We believe safe, stable affordable housing opens the door to better lives for everyone. In support of this belief, we carry on our work as a nonprofit lender and our job is to be here for our borrowers and our community – supporting those who require unique and flexible financing to…


In the Media

September 7, 2023

The first residents of Caritas Village in downtown City of Santa Rosa, California were welcomed home in a recent ribbon-cutting ceremony. The project’s first phase has added 64 units to the area, which are part of Sonoma County’s affordable housing inventory. At Housing Trust, we are thrilled to see this new community grow and are…


Read All About it! The latest Housing Trust News is Live!

August 31, 2023

Read all about it! Our August Housing Trust Newsletter is hot off the press:! We have great news about some of our HT colleagues, an invite to a DEI panel discussion, an update about Quetzal Gardens, and so much more. #AffordableHousing #CDFI #Community #HousingforAll


Make an Impact with Your Work

August 23, 2023

Make an impact with your work! #JoinOurTeam. Housing Trust Silicon Valley is seeking a Senior Asset Manager for our team in San Jose, California, offering a hybrid schedule. If you are passionate about safe, stable, and affordable housing then this may be the role for you. You can expect to support our mission by collaborating…

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people helped since 2000


invested in affordable housing

Housing Trust works in communities across the 13-county greater Bay Area. Click on the counties to see a breakdown of funding and number of homes funded by city.