Impact & Updates

We believe our communities are more diverse, sustainable, and vibrant when everyone has a safe, stable and affordable place to live.


Black Lives Matter: Moving to Action

June 4, 2020

Dear Partners, Our entire team is jolted and saddened by the violent and unjust killing of George Floyd, Breonna Taylor, Ahmaud Arbery, and too many others. We stand with the Black Lives Matter movement – just as we stand with our black employees, board members, partners, residents, community members – and implore our neighbors to…

Newly Funded

$2.052 Million Loan from Monterey Bay Housing Trust Supports Low Income Housing for Families in Santa Cruz County

May 28, 2020

Monterey Bay Economic Partnership and Housing Trust Silicon Valley announced today a $2.052 million acquisition loan to Eden Housing for 1482 Freedom, a site in Watsonville for an affordable housing development consisting of 53 affordable homes. The affordability will be restricted to those earning 20% to 60% of the area median income which, in Santa…

Success Stories

Empowered by Home: Justin’s Story

May 8, 2020

An assistant principal at Branham High School and a single dad, Justin Ponzio dreamed of having a home for his kids – ages five and six – to live and grow. When he found the Empower Homebuyers SCC program in 2019, the trio lived in a rental near a busy frontage road that was far…


52 Proposals: An Apple Affordable Housing Fund Update

April 16, 2020

To our Valued Partners, We want to thank you all for your continued commitment to affordable housing. A special thanks to those who submitted an RFP for the Apple Affordable Housing Fund; we know that a lot of hard work and thoughtfulness went into each proposal. We are pleased to announce we have received 52 proposals…


Housing Trust’s COVID-19 Response

March 26, 2020

Dear Neighbors and Partners, We believe safe, stable affordable housing opens the door to better lives for everyone. In support of this belief, we carry on our work as a nonprofit lender and our job is to be here for our borrowers and our community – supporting those who require unique and flexible financing to…


Affordable Housing Month 2020: Housing Trust’s Events May 18 – 21

May 15, 2020

Housing Trust had their first Empower Homebuyers SCC webinar on May 7th and the next is coming next week, which will feature a full lineup of virtual events we hope you can attend: Monday, May 18th, 10:30am – Part one of Small Homes, Big Impact’s ADU webinar series Register for  Part 1 of the ADU…

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people helped since 2000


invested in affordable housing

Housing Trust works in communities across the 13-county greater Bay Area. Click on the counties to see a breakdown of funding and number of homes funded by city.