Impact & Updates

We believe our communities are more diverse, sustainable, and vibrant when everyone has a safe, stable and affordable place to live.


Black Lives Matter: Moving to Action

June 4, 2020

Dear Partners, Our entire team is jolted and saddened by the violent and unjust killing of George Floyd, Breonna Taylor, Ahmaud Arbery, and too many others. We stand with the Black Lives Matter movement – just as we stand with our black employees, board members, partners, residents, community members – and implore our neighbors to…

Success Stories

Empowered by Home: Justin’s Story

May 8, 2020

An assistant principal at Branham High School and a single dad, Justin Ponzio dreamed of having a home for his kids – ages five and six – to live and grow. When he found the Empower Homebuyers SCC program in 2019, the trio lived in a rental near a busy frontage road that was far…


52 Proposals: An Apple Affordable Housing Fund Update

April 16, 2020

To our Valued Partners, We want to thank you all for your continued commitment to affordable housing. A special thanks to those who submitted an RFP for the Apple Affordable Housing Fund; we know that a lot of hard work and thoughtfulness went into each proposal. We are pleased to announce we have received 52 proposals…


Housing Trust’s COVID-19 Response

March 26, 2020

Dear Neighbors and Partners, We believe safe, stable affordable housing opens the door to better lives for everyone. In support of this belief, we carry on our work as a nonprofit lender and our job is to be here for our borrowers and our community – supporting those who require unique and flexible financing to…

Newly Funded

First Housing Trust Loan to Habitat for Humanity Monterey Bay: $1 Million for Affordable Santa Cruz Homes

June 30, 2020

Housing Trust has further expanded its impact in Santa Cruz County by making its very first loan to Habitat for Humanity Monterey Bay to help build 11 homes on Harper Street in Santa Cruz. While much of Housing Trust’s recent lending has been for predevelopment or land acquisition, this $1 million loan represents an exciting…

Success Stories

Guardino Affordable Housing Scholarship Welcomes Class of 2020

June 26, 2020

We’d like for you to meet Elizabeth, one of the Guardino Affordable Housing Scholarship awardees of 2020. Elizabeth’s life was marked by movement but also staying in place around Turlock, a town in Stanislaus County. Before she turned 17 she had lived in seven different places – doubling up in houses of extended family members…

Press Releases

Wishing Farewell to Kevin Zwick After 12 Years of Affordable Housing Leadership

June 9, 2020

Dear Neighbors and Partners, After nearly twelve years leading Housing Trust Silicon Valley, CEO Kevin Zwick will be stepping down on June 26th to take on the role of CEO of United Way Bay Area. This is a bittersweet moment as myself, the board, and the entire Housing Trust team will miss him. Kevin leaves…

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people helped since 2000


invested in affordable housing

Housing Trust works in communities across the 13-county greater Bay Area. Click on the counties to see a breakdown of funding and number of homes funded by city.