Help us open the door

because everyone deserves a place to live and a chance to succeed.

We use transformative housing finance and public and private partnerships to create more equitable and affordable communities. As a certified CDFI (Community Development Financial Institution), we lead the greater Bay Area in delivering innovative financial solutions and creating a strong affordable housing market.

Great Minds Tackle Big Challenges

Using innovation and strong partnerships to tackle the Bay Area housing crisis

Investment Opportunities

Our innovative investment options help make our communities affordable, sustainable, and vibrant.

Read More

Developer Financing

When developers partner with a lender, affordable housing becomes a reality.

Read More

Homeownership Assistance

We believe communities prosper when people can own a home in places that matter to them.

Read More

News and Updates

Exciting News From Housing Trust!

Dear Friends and Partners, We are humbled and delighted to share that Housing Trust received a generous $30 million gift from MacKenzie Scott through her Yield Giving philanthropic fund, in…

Read More

We Are Hiring!!

Join our team! We’re hiring a Chief Lending Officer to join our mission-driven #CDFI. In this key role, you will lead the dynamic Multifamily Lending Team in creating impactful affordable…

Read More

Empowered by Home: Family of Four Dreams Big

Born and raised in San José, Kai and Daphne have spent most of their life in the Bay Area. Kai works in the restaurant and hotel industry while Daphne works…

Read More

Our Impact is Here at Home

This past fiscal year has been a busy one across the 14-county greater Bay Area, including Sacramento, with the Apple Affordable Housing Fund, Google’s Launch Initiative, Supportive Housing Fund, TECH Fund, Sonoma County Housing Fund, Monterey Bay Housing Trust, and more.

$615M

Invested in Affordable Housing

27,200

Housing Opportunities Created

50,900

People Helped to Find Housing

$8.1B

Leveraged by Our Partners