Help us open the door

because everyone deserves a place to live and a chance to succeed.

We use transformative housing finance and public and private partnerships to create more equitable and affordable communities. As a certified CDFI (Community Development Financial Institution), we lead the greater Bay Area in delivering innovative financial solutions and creating a strong affordable housing market.

Our Impact is Here at Home

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Invested in Affordable Housing


Housing Opportunities Created Since 2000


People Helped to Find Housing


Leveraged by Our Partners

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This past fiscal year has been a busy one across the 14-county greater Bay Area, including Sacramento, with the Apple Affordable Housing Fund, Google’s Launch Initiative, Supportive Housing Fund, TECH Fund, Sonoma County Housing Fund, Monterey Bay Housing Trust, and more.

Great Minds Tackle Big Challenges

Using innovation and strong partnerships to tackle the Bay Area housing crisis

Investment Opportunities

Our innovative investment options help make our communities affordable, sustainable, and vibrant.

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Developer Financing

When developers partner with a lender, affordable housing becomes a reality.

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Homeownership Assistance

We believe communities prosper when people can own a home in places that matter to them.

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News and Updates

Apple Affordable Housing Fund is Now Open!

We are excited to announce that the Apple Affordable Housing Fund is now open for responses to the 2024 Request for Information (RFI)! This Fund intends to make loans to…

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Read All About it! The latest Housing Trust News is Live!

Read all about it! Our latest newsletter is out: Learn about the newest project we Just Funded with @CharitiesHousingDevelopment, check out photos of the many events we were part…

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Empowered by Home: The Lucky Ones

Khoa and Phuong consider their family among the lucky ones. Over seven years, Khoa worked as an AV tech and Phuong worked as a medical device assembler to save for…

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