Help us open the door
because everyone deserves a place to live and a chance to succeed.
We use transformative housing finance and public and private partnerships to create more equitable and affordable communities. As a certified CDFI (Community Development Financial Institution), we lead the greater Bay Area in delivering innovative financial solutions and creating a strong affordable housing market.
Great Minds Tackle Big Challenges
Using innovation and strong partnerships to tackle the Bay Area housing crisis
Investment Opportunities
Our innovative investment options help make our communities affordable, sustainable, and vibrant.
Developer Financing
When developers partner with a lender, affordable housing becomes a reality.
Homeownership Assistance
We believe communities prosper when people can own a home in places that matter to them.
News and Updates
The latest Housing Trust News is Live!
Our January Housing Trust Newsletter is here, celebrating a significant milestone – our 25th Anniversary! Dive into the latest updates, partner highlights, meet our newest team members, and discover our…
Just Funded: Oak Gardens in Menlo Park
Congratulations to MidPen Housing on closing construction financing on Oak Gardens in Menlo Park, a 62-apartment community dedicated to serving veterans, including formerly homeless veterans, and their families earning between…
Exciting News From Housing Trust!
Dear Friends and Partners, We are humbled and delighted to share that Housing Trust received a generous $30 million gift from MacKenzie Scott through her Yield Giving philanthropic fund, in…
Our Impact is Here at Home
This past fiscal year has been a busy one across the 14-county greater Bay Area, including Sacramento, with the Apple Affordable Housing Fund, Google’s Launch Initiative, Supportive Housing Fund, TECH Fund, Sonoma County Housing Fund, Monterey Bay Housing Trust, and more.
Since 2000

$645M
Invested in Affordable Housing

27,580
Housing Opportunities Created

51,700
People Helped to Find Housing

$8.3B
Leveraged by Our Partners