Help us open the door
because everyone deserves a place to live and a chance to succeed.
We use transformative housing finance and public and private partnerships to create more equitable and affordable communities. As a certified CDFI (Community Development Financial Institution), we lead the greater Bay Area in delivering innovative financial solutions and creating a strong affordable housing market.
Great Minds Tackle Big Challenges
Using innovation and strong partnerships to tackle the Bay Area housing crisis
Investment Opportunities
Our innovative investment options help make our communities affordable, sustainable, and vibrant.
Developer Financing
When developers partner with a lender, affordable housing becomes a reality.
Homeownership Assistance
We believe communities prosper when people can own a home in places that matter to them.
News and Updates
Housing Trust Launches $200 Million Building Impact Initiative to Accelerate Affordable Housing in the Bay Area
The CDFI marks 25 years by uniting corporate, financial, and philanthropic leaders – including Apple, U.S. Bank, and the Packard Foundation – to deliver 7,400 affordable homes and save $5.7M…
Charities Housing Celebrates the Opening of 1860 Alum Rock
Last week, new doors opened in East San José as families moved into 1860 Alum Rock – a community created by Charities Housing Development Corporation and made possible through the…
Housing Trust Unveils Outline for 10-Year Plan to Turn $30 Million Gift into Lasting Housing Solutions
Unrestricted support from philanthropist MacKenzie Scott will accelerate lending, expand homeownership, fuel policy and innovation, and strengthen organizational impact across the Bay Area San Jose, CA – September 30, 2025…
Our Impact is Here at Home
This past fiscal year has been a busy one across the 14-county greater Bay Area, including Sacramento, with the Apple Affordable Housing Fund, Google’s Launch Initiative, Supportive Housing Fund, TECH Fund, Sonoma County Housing Fund, Monterey Bay Housing Trust, and more.
Since 2000
$690M
Invested in Affordable Housing
28,700
Housing Opportunities Created
53,800
People Housed
$9B
Leveraged by Our Partners