Help us open the door

because everyone deserves a place to live and a chance to succeed.

At Housing Trust, we believe safe, stable, affordable housing opens the door to better living for everyone. As a certified CDFI (Community Development Financial Institution), we lead the greater Bay Area in delivering innovative financial solutions and creating a strong affordable housing market.

Our Impact is Here at Home

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Invested in Affordable Housing


Housing Opportunities Created Since 2000


People Helped to Find Housing


Leveraged by Our Partners

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This past fiscal year has been a busy one across the 13-county greater Bay Area and Sacramento, with the Apple Affordable Housing Fund, Google’s Launch Initiative, Supportive Housing Fund, TECH Fund, Sonoma County Housing Fund, Monterey Bay Housing Trust, and more.

Great Minds Tackle Big Challenges

Using innovation and strong partnerships to tackle the Bay Area housing crisis

Investment Opportunities

Our innovative investment options help make our communities affordable, sustainable, and vibrant.

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Developer Financing

When developers partner with a lender, affordable housing becomes a reality.

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Homeownership Assistance

We believe communities prosper when people can own a home in places that matter to them.

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News and Updates

Golden State Acquisition Fund Celebrates a Decade of Success

10,000 affordable homes created in 10 years! That’s the impact a strong network of CDFIs, including Low Income Investment Fund, have had on California! Watch as our Housing Trust CEO Noni Ramos helps explain the importance of the Golden State Acquisition Fund (GSAF): Housing Trust is excited to continue partnering with fund manager LIIF…

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Empowered by Home: Twentysomething Homebuyers Purchase Their First Home with $193,500 in Down Payment Assistance! 

Eric grew up in Redwood City, and Amy lived in San Francisco before they met as students at San José State University. As they envisioned their future together, skyrocketing interest rates and housing costs made homeownership feel far out of reach. But while working in banking together, their director planted a seed that there were…

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Vela Apartments Transforms Lives in San José’s Mayfair Community 

Diane, Frances, and Kimberly have long considered San José their home. But each fell upon hard times and were unhoused for several years before finding a place to call home. Through their own resilience and the help of mission-driven affordable housing developer Affirmed Housing – along with public and private partners – each of their…

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