Help us open the door

because everyone deserves a place to live and a chance to succeed.

We use transformative housing finance and public and private partnerships to create more equitable and affordable communities. As a certified CDFI (Community Development Financial Institution), we lead the greater Bay Area in delivering innovative financial solutions and creating a strong affordable housing market.

Great Minds Tackle Big Challenges

Using innovation and strong partnerships to tackle the Bay Area housing crisis

Investment Opportunities

Our innovative investment options help make our communities affordable, sustainable, and vibrant.

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Developer Financing

When developers partner with a lender, affordable housing becomes a reality.

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Homeownership Assistance

We believe communities prosper when people can own a home in places that matter to them.

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News and Updates

From Homelessness to Home – Herb’s New Beginning and the Power of Partnerships 

California’s housing crisis has left many residents squeezed by rising rents, limited supply, and growing inequality. In Santa Clara County, the challenge is especially acute: more than 54,500 low-income renter…

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Just Funded: Eden Palms, San Jose

Developer: Eden HousingHousing Trust Loan: $13,500,000 Units: 145 Townhouse Style HomesPopulation Served: Families Earning Between 35% to 60% AMI  Congratulations to our partner Eden Housing on closing refinancing for Eden Palms…

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Housing Trust Launches $200 Million Building Impact Initiative to Accelerate Affordable Housing in the Bay Area 

The CDFI marks 25 years by uniting corporate, financial, and philanthropic leaders – including Apple, U.S. Bank, and the Packard Foundation – to deliver 7,400 affordable homes and save $5.7M…

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Our Impact is Here at Home

This past fiscal year has been a busy one across the 14-county greater Bay Area, including Sacramento, with the Apple Affordable Housing Fund, Google’s Launch Initiative, Supportive Housing Fund, TECH Fund, Sonoma County Housing Fund, Monterey Bay Housing Trust, and more.

$690M

Invested in Affordable Housing

28,700

Housing Opportunities Created

53,800

People Housed

$9B

Leveraged by Our Partners