A place to live and a chance to succeed— for everyone

We believe safe, stable, affordable housing opens the door to better living for everyone. Through our innovative programs and deep partnerships, we rally people and resources to create affordable and sustainable housing opportunities for all our neighbors, from those experiencing homelessness to renters to first-time home buyers.
housing opportunities created since 2000

Our impact is here at home

See how our work has impacted communities across the 13-county greater Bay Area

Read More

Empower Home buyers

Down Payment Assistance for First-Time Homebuyers

Empower Homebuyers SCC is a down payment assistance loan to help first-time homebuyers with up to 17% of the purchase price of a single family home, condo, or townhome in Santa Clara County.

The maximum loan amount is $187,000 on a home with a selling price of up to $1,100,000. With only a 3% down payment required from the buyer, a 20% down payment on the home is possible. As a 30-year deferred loan, no monthly loan payments are required. Learn more and apply at HousingTrustSV.org/Empower

Be part of the solution

Join us in funding programming that helps build affordable, sustainable, and vibrant communities.