Monterey Bay Housing Trust

We believe in regional housing solutions.

As the need for affordable housing grows in the greater Bay Area, we must ensure resources are making it to all the areas throughout the region. The Monterey Bay Housing Trust began under this very premise.

How It Helps

The Monterey Bay Housing Trust is a revolving loan fund financed by the Monterey Bay Economic Partnership and Housing Trust Silicon Valley. Created in July 2016, the fund exceeded its initial goal of raising $10 million by the following summer.

The fund is intended to increase the supply of affordable housing for low-income individuals and families with special needs. The loans can finance acquisition, predevelopment or construction of affordable housing in the Monterey Bay Region, inclusive of Santa Cruz, San Benito and Monterey Counties. Learn more about one of our loans here.

Getting Started

Review the Term Sheet for the Monterey Bay Housing Trust.

Every loan starts with a conversation, please reach out to our lending team to see how we can help.

Financing Partners

  • Monterey Bay Economic Partnership
  • Dignity Health