Short Term Loans

Not enough homes are being built in the greater Bay Area – and the demand for affordable housing has never been higher. Housing Trust has a variety of solutions in place meant to create more homes for the residents in our region who need it the most.

How It Helps

Short term loans provide flexible financing for development of affordable homes throughout the greater Bay Area. These can be used for predevelopment, acquisition, construction/rehab, and bridge financing.

Getting Started

Review the Short Term Loans Term Sheets for Acquisition Loans, Bridge Financing, and Predevelopment Loans.

Every loan starts with a conversation, please reach out to our lending team to see how we can help.

Financing Partners


  • Cisco
  • David & Lucile Packard Foundation
  • Google
  • The Grove Foundation
  • Sobrato Family Foundation
  • LinkedIn
  • NetApp
  • Pure Storage
  • Jewish Community Federation & Endowment Fund

Learn more about the TECH fund

Affordable Housing Growth Fund & 2015 Loan Pool

  • Avidbank
  • Beneficial State Bank
  • Bridge Bank, a division of Western Alliance Bank
  • East West Bank
  • First Bank
  • Fremont Bank
  • Heritage Bank of Commerce
  • Manufacturers Bank
  • Presidio Bank
  • Silicon Valley Bank
  • Tech Credit Union