Developer Financing

We believe our communities are more diverse, sustainable, and vibrant when everyone has a safe, stable and affordable place to live, and a chance to succeed on their own terms.

When developers partners with a lender that both navigates financing reliably and is also a trusted leader in addressing affordable housing in the community, affordable housing becomes a reality.

Multifamily Loan Programs

Apple Affordable Housing Fund

Funded by a $150 million grant to Housing Trust, the Apple Affordable Housing Fund will make loans to qualified developers for projects that need unique and flexible capital to move into the construction phase.

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Short Term Loans

Provides flexible financing for development of affordable homes throughout the greater Bay Area. These can be used for predevelopment, acquisition, construction/rehab, and bridge financing.

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Supportive Housing Fund

Support’s Santa Clara County’s 2016 Measure A efforts to reduce homelessness by financing permanent housing with supportive services and homes for extremely low-income individuals and families and those with special needs. This includes acquisition, predevelopment, and construction. 

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Monterey Bay Housing Trust

Creates funding for affordable housing in the Monterey Bay region in partnership with Monterey Bay Economic Partnership.

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Sonoma County Housing Fund

Establishes funding opportunities for affordable housing projects serving low-income populations in Sonoma County in partnership with the Santa Rosa Metro Chamber.

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Not Sure Where to Start?

Contact our lending team to learn more:

Fathia Macauley, Chief Lending Officer, Multifamily Lending,, (408) 703-3837 ext. 243

Stephaney Kipple, Multifamily Lending Manager,, (408) 703-3837 ext. 244

Maryann Salt, Loan Officer I, Multifamily,, (408) 703-3837 ext. 310