Notifications to Clients About No In-Person Meetings
At this time, Housing Trust Silicon Valley will not be taking in-person meetings. We will be available to communicate with you via phone and email… read more here
Down Payment Assistance Programs
Helps qualifying first-time homebuyers come up with over 20% down payment by allowing them to borrow up to 30% of the purchase price.
To help the most vulnerable of households, Housing Trust is launching its Home Access loan program. This program assists low-income households considering buying their first home with down payment assistance to secure a lower mortgage payment.
Assists first-time homebuyers with incomes slightly higher than Empower Homebuyers and other down payment assistance programs by allowing them to borrow up to 10% of a home’s purchase price.
Not Sure where to Start?
Attend a Class
All borrowers (including non-borrowing spouses) must attend a HUD-certified Homebuyer Education through an in-person or online class from a designated agency: