Notifications to Clients About No In-Person Meetings
Out of an abundance of caution, Housing Trust Silicon Valley will not be taking in-person meetings at this time. Following guidance by the County of Santa Clara Public Health Department, we are doing our part to help slow the spread of COVID-19 by minimizing close contact with people. We will be available to communicate with you via phone and email… read more here
Down Payment Assistance Programs
Helps qualifying first-time homebuyers come up with a 20% down payment by allowing them to borrow up to 17% of your home’s total purchase price.
Assists first-time homebuyers with incomes slightly higher than Empower Homebuyers and other down payment assistance programs by allowing them to borrow up to 10% of a home’s purchase price.
Other Homebuyer Assistance Programs
Offers first-time homebuyers the opportunity to purchase a city-designated home at a below-market rate price within the City of Santa Clara.
Not Sure where to Start?
Learn about our programs
Review our program pages to find the right fit for your next steps to becoming a homeowner.
Attend a Class
All borrowers (including non-borrowing spouses) must attend a HUD-certified Homebuyer Education through an in-person or online class from a designated agency: