Down Payment Assistance Programs
Empower Homebuyers SCC
Helps qualifying first-time homebuyers come up with a 20% down payment by allowing them to borrow up to 17% of your home’s total purchase price.
Homebuyer Empowerment Loan Program (HELP)
Assists first-time homebuyers with incomes slightly higher than Empower Homebuyers and other down payment assistance programs by allowing them to borrow up to 10% of a home’s purchase price.
Other Homebuyer Assistance Programs
City of Santa Clara Below Market Purchase (BMP) program
Offers first-time homebuyers the opportunity to purchase a city-designated home at a below-market rate price within the City of Santa Clara.
Not Sure where to Start?
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Learn about our programs
Review our program pages to find the right fit for your next steps to becoming a homeowner.
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Attend a Class
All borrowers (including non-borrowing spouses) must attend a HUD-certified Homebuyer Education through an in-person or online class from a designated agency:
