Down Payment Assistance Programs
Helps qualifying first-time homebuyers come up with a 20% down payment by allowing them to borrow up to 17% of your home’s total purchase price.
Assists first-time homebuyers with incomes slightly higher than Empower Homebuyers and other down payment assistance programs by allowing them to borrow up to 10% of a home’s purchase price.
Other Homebuyer Assistance Programs
Offers first-time homebuyers the opportunity to purchase a city-designated home at a below-market rate price within the City of Santa Clara.
Not Sure where to Start?
Learn about our programs
Review our program pages to find the right fit for your next steps to becoming a homeowner.
Attend a Class
All borrowers (including non-borrowing spouses) must attend a HUD-certified Homebuyer Education through an in-person or online class from a designated agency: