Help us open the door

because everyone deserves a place to live and a chance to succeed.

We use transformative housing finance and public and private partnerships to create more equitable and affordable communities. As a certified CDFI (Community Development Financial Institution), we lead the greater Bay Area in delivering innovative financial solutions and creating a strong affordable housing market.

Great Minds Tackle Big Challenges

Using innovation and strong partnerships to tackle the Bay Area housing crisis

Investment Opportunities

Our innovative investment options help make our communities affordable, sustainable, and vibrant.

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Developer Financing

When developers partner with a lender, affordable housing becomes a reality.

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Homeownership Assistance

We believe communities prosper when people can own a home in places that matter to them.

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News and Updates

2024 Annual Report is Live

Our 2024 Annual Report is live! Together with our resolute partners and investors, we have cumulatively invested $615 million in our community, creating over 27,200 affordable housing opportunities, positively impacting…

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Exciting News From Housing Trust!

Dear Friends and Partners, We are humbled and delighted to share that Housing Trust received a generous $30 million gift from MacKenzie Scott through her Yield Giving philanthropic fund, in…

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The Kelsey Ayer Station House Warming

We love celebrating a new housing community developed by our mission-driven partners! The Kelsey Ayer Station, a new, vibrant, affordable community, has officially opened its doors just blocks from downtown…

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Our Impact is Here at Home

This past fiscal year has been a busy one across the 14-county greater Bay Area, including Sacramento, with the Apple Affordable Housing Fund, Google’s Launch Initiative, Supportive Housing Fund, TECH Fund, Sonoma County Housing Fund, Monterey Bay Housing Trust, and more.

$615M

Invested in Affordable Housing

27,200

Housing Opportunities Created

50,900

People Helped to Find Housing

$8.1B

Leveraged by Our Partners