Daniel Concepcion 

Daniel Concepcion joined Housing Trust as a Credit Analyst in July 2022. In this role, he will support Housing Trust’s Multifamily Lending team in evaluating and underwriting affordable housing loans and by performing lending activities that include origination support, financial analyses, third party review assessments, site visits, marketing, and relationship management. Prior to joining Housing Trust, he worked as a credit analyst for Upstart. Daniel’s previous positions also include managing federal and private student loan programs as a loan officer for U.C. Santa Cruz and working as a business banker for Chase bank. He received his Bachelor’s degree in Finance from C.S.U. Chico and his MBA from San Jose State University.