Notifications to Clients About No In-Person Meetings
At this time, Housing Trust Silicon Valley will not be taking in-person meetings. We will be available to communicate with you via phone and email… read more here
Down Payment Assistance Programs
Empower Homebuyers SCC
Helps qualifying first-time homebuyers come up with over 20% down payment by allowing them to borrow up to 30% of the purchase price.
Home Access Loan Program
To help the most vulnerable of households, Housing Trust is launching its Home Access loan program. This program assists low-income households considering buying their first home with down payment assistance to secure a lower mortgage payment.
Homebuyer Empowerment Loan Program (HELP)
Assists first-time homebuyers with incomes slightly higher than Empower Homebuyers and other down payment assistance programs by allowing them to borrow up to 10% of a home’s purchase price.
Not Sure where to Start?
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Learn about our programs
Review our program pages to find the right fit for your next steps to becoming a homeowner.
Homebuyer Empowerment Loan Program (HELP)
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Attend a Class
All borrowers (including non-borrowing spouses) must attend a HUD-certified Homebuyer Education through an in-person or online class from a designated agency:
Check out the List of Approved Homebuyer Education Providers
