Press Releases

Housing Trust Silicon Valley Taps Noni Ramos as Chief Executive Officer

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San Jose, CA – Housing Trust Silicon Valley – a nonprofit community loan fund that works to create a strong affordable housing market in the greater Bay Area – today announced the appointment of Noni Ramos as Chief Executive Officer, effective January 4, 2021. Ramos will provide strategic leadership to Housing Trust and oversee all day-to-day operations of the San Jose-based community development financial institution (CDFI). Ramos will succeed Kevin Zwick, who recently departed for another community organization. 

“Noni brings a wealth of experience in the CDFI and lending community, after having spent more than 25 years building relationships in the Bay Area and nationally,” said Craig Robinson, Housing Trust’s Chairperson of the Board. “Her deep CDFI experience and impressive record of organizational leadership convinced us that she is the right person to lead Housing Trust into its next chapter.”

Ramos joins the Housing Trust from Enterprise Community Loan Fund, Inc. where she served as Senior Vice President and Chief Operating Officer. In this role, Ramos oversaw the lending, portfolio and risk management, finance, and administration functions to align the organization’s strategic direction. Ramos joined Enterprise in 2008 with more than 15 years of community development experience. She also served as Vice President of Capital Solutions and previously served as Chief Lending Officer of Enterprise Community Loan Fund, Inc., Enterprise’s Community Development Financial Institution (CDFI).

Before joining Enterprise, Ramos was the Chief Credit Officer for the Low Income Investment Fund (LIIF) where she was responsible for directing all lending and portfolio management functions for its national portfolio of community development real estate loans. She also held various lending and programmatic positions of progressive leadership during her 14-year tenure at LIIF. She began her professional career with Citibank.

“I am honored and thrilled by the opportunity to help continue Housing Trust’s impactful work, as one of the most innovative CDFIs and affordable housing organizations in California,” said Ramos. “I look forward to joining the incredible Housing Trust team and working to support safe, stable affordable housing throughout the Bay Area.”

Ramos is a respected affordable housing finance executive with a reputation as a leader within the industry, and currently serves as chair of the California Coalition for Community Investment, a statewide coalition dedicated to providing resources and advocacy for CDFIs working across California. She also is a board member of Mercy Community Capital, the CDFI affiliate of Mercy Housing, Inc. and a member of Opportunity Finance Network’s NMTC Advisory Board.  Ramos is a past chair of the board of directors for the YWCA of Berkeley/Oakland and past vice chair of the board of directors for the Tenderloin Neighborhood Development Corporation, a San Francisco-based affordable housing developer.

Ramos received a bachelor’s degree from the Walter A. Haas School of Business at the University of California, Berkeley, and earned a master’s in public administration from the California State University, East Bay.


Housing Trust Silicon Valley (Housing Trust) is a nonprofit community loan fund based in San Jose that believes safe, stable and affordable housing opens the door to better living for everyone. Since 2000, Housing Trust has invested over $335 million in programs that help everyone from those experiencing homelessness to renters to first-time homebuyers – creating over 20,700 affordable housing opportunities serving over 38,000 of our neighbors across the greater Bay Area. It is the first nonprofit Community Development Financial Institution (CDFI) to receive a Standard & Poor’s rating, AA-, because of its strong capacity to meet financial commitments. For more information visit

MEDIA CONTACT: Michael Norris, Communications Manager, Housing Trust Silicon Valley, 408-703-3837 x 241