Impact & Updates

We believe our communities are more diverse, sustainable, and vibrant when everyone has a safe, stable and affordable place to live.

Success Stories

Empowered by Home: A Journey of Perseverance and Gratitude 

November 21, 2024

Zoe’s journey to homeownership began when she moved from China to the United States as a high school student, determined to help create a new life for herself and her…

Updates

Celebrating the Grand Opening of Milestone Housing Group Del Corazon Apartments

November 6, 2024

We are thrilled to congratulate Milestone Housing Group and the dedicated partners on the grand opening of Del Corazon Apartments—City of Santa Rosa‘s newest affordable rental community! Del Corazon Apartments…

Just Funded

Just Funded in San Mateo!

October 30, 2024

We’re excited to announce that we just funded 2000 South Delaware in San Mateo, a 60-unit property serving families and households earning up to 80% AMI. We provided a $17.6…

Just Funded

Just Funded in Sacramento! 

October 30, 2024

We are thrilled to announce that we recently funded 69th Street Apartments in Sacramento! This transformative project will provide 129 new, affordable homes for individuals and families earning between 30%…

Updates

2024 Annual Report is Live

October 18, 2024

Our 2024 Annual Report is live! Together with our resolute partners and investors, we have cumulatively invested $615 million in our community, creating over 27,200 affordable housing opportunities, positively impacting…

Updates

The Kelsey Ayer Station House Warming

October 15, 2024

We love celebrating a new housing community developed by our mission-driven partners! The Kelsey Ayer Station, a new, vibrant, affordable community, has officially opened its doors just blocks from downtown…

Updates

A Wonderful Time At Our East Bay Happy Hour

October 11, 2024

We had a wonderful time last week at our regional Happy Hour with our East Bay partners and friends at Cornerstone in Berkeley, thank you to all who were able…

Updates

Exciting News From Housing Trust!

October 1, 2024

Dear Friends and Partners, We are humbled and delighted to share that Housing Trust received a generous $30 million gift from MacKenzie Scott through her Yield Giving philanthropic fund, in…

Press Releases

Housing Trust Secures Transformative $30 Million Gift from Philanthropist MacKenzie Scott 

October 1, 2024

Donation to Fuel Housing Trust’s Mission of Building Equitable and Affordable Communities Across the Bay Area  San Jose, CA – October 2, 2024 – Housing Trust Silicon Valley, a nonprofit…

Success Stories

Brenda’s Story 

September 30, 2024

Brenda was constantly reminded by family members that she wouldn’t be able to live by herself. Twelve years ago, she chose her independence and decided to live on her own….

Success Stories

Deborah’s Story 

September 30, 2024

Deborah wanted a better life for herself and her daughters. As a single mom, she raised her daughters and went to college later in life. After college, she moved in…

Success Stories

Lawrence’s Story 

September 30, 2024

Lawrence was only 13 years old when he shot and killed his father.   Before the Vietnam War, his father had never once laid hands on his family. But the war…

Updates

We Are Hiring!!

September 25, 2024

Join our team! We’re hiring a Chief Lending Officer to join our mission-driven #CDFI. In this key role, you will lead the dynamic Multifamily Lending Team in creating impactful affordable…

Updates

In the News!

September 6, 2024

A recent report from the Santa Clara County Assessor shows that property value in Silicon Valley is in decline. Our Housing Trust CFO and Head of Partnerships & Strategy, Julie…

Updates

Read All About it! Housing Trust News is Live!

September 4, 2024

Check out the latest Housing Our Neighbors newsletter! Learn about a new project we Just Funded in Fremont with Community Development Partnership, check-out some partner highlights, and get to know…

Success Stories

Empowered by Home: Family of Four Dreams Big

August 28, 2024

Born and raised in San José, Kai and Daphne have spent most of their life in the Bay Area. Kai works in the restaurant and hotel industry while Daphne works…

Updates

Celebrating the Grand Opening of Sango Ct.

July 23, 2024

We had an amazing Grand Opening last week at Resources for Community Development‘s (RCD) Sango Court in the City of Milpitas, City Government! A beautiful residential development with 102 new…

Just Funded

Just Funded in Santa Cruz

July 11, 2024

More than 120 affordable homes JUST FUNDED in Santa Cruz! Part of an overall vision for downtown Santa Cruz, the Downtown Library & Affordable Housing Project is jointly developed by…

Updates

The latest Housing Trust News is Live!

June 28, 2024

Hot off the (digital) press! Check out our June Housing Our Neighbors newsletter: https://conta.cc/3xy1onq. From a Grand Opening, to a Home Dedication Ceremony, Neighborly Stories, and more, see what we’ve…

Updates

Celebrating the Grandopening of Casa Sueños

June 27, 2024

Casa Sueños, a new 181-unit affordable housing community for families earning 20-80% of the area median income (AMI), co-developed by BRIDGE Housing and @The Unity Council, officially opened its doors…

Success Stories

Empowered by Home: Foundations for Family

June 26, 2024

For Billy and Joleigh, having roots in San José means an abundance of family and proudly growing up as part of the Mexican American community. Thanks to the Empower Homebuyers…

Updates

Read All About it! The latest Housing Trust News is Live!

June 5, 2024

Read all about it! Our latest newsletter is out: https://conta.cc/4dVXyoB. Learn about the newest project we Just Funded with @CharitiesHousingDevelopment, check out photos of the many events we were part…

Success Stories

Empowered by Home: The Lucky Ones

May 30, 2024

Khoa and Phuong consider their family among the lucky ones. Over seven years, Khoa worked as an AV tech and Phuong worked as a medical device assembler to save for…

Updates

CDFI Advocacy Day!

May 24, 2024

Tomorrow is CDFI Advocacy Day! Its California Coalition for Community Investment CCCI‘s second annual advocacy day and our CEO and California Coalition for Community Investment CCCI Chair, Noni Ramos, is…

Updates

Unlocking Potential: Tackling the Bay Area’s Housing Supply Challenge

May 24, 2024

Thank you to everyone who tuned in to “Unlocking Potential: Tackling the Bay Area’s Housing Supply Challenge” earlier this week.We are inspired by the passion and insight shared by our…

Updates

Ground Breaking for Pacific Station North Apartments in Santa Cruz!

May 21, 2024

Affordable Housing Month activities continue and yesterday we were back in Santa Cruz for another community event. A new 128-unit community is one step closer to transforming lives in downtown…

Updates

Ground Breaking Celebration for Eden’s Timber Senior Housing!

May 10, 2024

Another life-changing community from Eden Housing is underway in Newark, CA with the recent groundbreaking ceremony taking place. Timber Street Senior will deliver 79 units for seniors, fulfilling the city’s…

Updates

Celebrating the Grand Opening of Kifer Senior Apartments!

May 9, 2024

The City of Santa Clara took another step toward more affordable housing with the completion of Kifer Senior Apartments, developed by Abode.org. At the grand opening, Housing Trust’s CFO Julie…

Updates

Hard Hat Tour for Eden’s Ruby Street Apartments in Castro Valley!

April 29, 2024

Monday: Grand Opening for Eden Housing‘s Solaire in San Jose. Wednesday: Grand Opening for Related Companies‘ Meridian in Sunnyvale. TODAY:Hard Hat Tour for Eden’s Ruby Street Apartments in Castro Valley!…

Updates

A Grand Opening Like No Other!

April 24, 2024

A brand new, 90-unit affordable housing community near downtown Sunnyvale, has opened the doors to its first residents and officially celebrated with a Grand Opening like no other! Meridian was…

Updates

It was a celebration last week at Vitalia!

April 3, 2024

It was a celebration last week at Vitalia in the Cambrian neighborhood of City of San José. Developed by our partners Affirmed Housing, the brand new, beautiful 79 units provide…

Updates

Read All Read All About it! The latest Housing Trust News is Live.

April 3, 2024

Read all about it! Our March Housing Our Neighbors Newsletter is live: https://conta.cc/3TXFbaP. See what we’ve been up to and where we’ve been this past month, and learn what we…

Just Funded

Just Funded

March 25, 2024

Have you heard? We’ve invested $590+ million in affordable housing throughout the greater Bay Area region and helped more than 50,000 underserved neighbors! On top of that, we Just Funded…

Updates

2024 SLO County Housing Summit!

March 14, 2024

We are excited to share that our Housing Trust CEO Noni Ramos will join #affordablehousing leaders and the community on the Central Coast as a featured speaker at the 2024…

Updates

Read All About it! The latest Housing Trust News is Live!

March 4, 2024

Read all about it! Our Housing Trust Newsletter is live: https://conta.cc/48HP9RS! In this edition, we are excited to share our latest impact numbers (spoiler alert: we’ve invested $590 million in…

Just Funded

Just Funded in January!

February 28, 2024

200 & 290 B STREET SANTA ROSA, CA Developer: Phoenix Development  Housing Trust Loan: $7.225 million Proposed Units: 64 Population Served: Workforce Housing Located in downtown Santa Rosa, 200 and 290 B Street…

Just Funded

Just Funded in January!

February 28, 2024

RESIDENCES AT LIBERATION PARK OAKLAND, CA Co-Developers: Black Cultural Zone Community Development Corporation (BCZ) and Eden Housing Housing Trust Loan: $1.5 million Proposed Units: 119 Population Served: Families Located in the Eastmont neighborhood of…

Updates

Celebrating Charities Housing’s Montecito Groundbreaking

February 27, 2024

The City of Mountain View is about to open the door to more affordable housing with a new project breaking ground at 1265 Montecito Avenue! A ceremony today featured our…

Updates

Grand Opening for the Vivalon Healthy Aging Campus

February 14, 2024

We were thrilled to join the festivities last Friday at the grand opening for the Vivalon Healthy Aging Campus in downtown San Rafael, California! Our Housing Trust team were honored…

Updates

Read All About it! The latest Housing Trust News is Live!

February 5, 2024

Read all about it! Our latest Housing Trust Newsletter is here: https://conta.cc/4bhqcz0! In this edition, we are excited to share recent impact numbers, an inspirational first-time homebuyer story, some wonderful…

Press Releases

California Coalition for Community Investment Plays Integral Role in $50M Grant from the State Treasurer’s Office to Build Affordable Housing

February 1, 2024

California Investment and Innovation Fund Program Disburses First Round of $15M to Support CDFI’s Working to Build Affordable Housing, Support Small Businesses, and Deliver Child Care Facilities Sacramento, CA –…

Updates

Make an Impact

January 25, 2024

Make an impact with your work and JoinOurTeam! Housing Trust Silicon Valley is seeking a Staff Accountant for a pivotal role on our awesome team in the City of San…

Updates

In the Media

January 24, 2024

Designed to provide community for formerly homeless seniors in County of Santa Clara, California, People Assisting the Homeless – PATH Villas at 4th Street in City of San José provides…

Updates

National Thank You Month

January 17, 2024

January is National Thank You Month, a chance to take time to express gratitude to the people around you. According to the Mayo Clinic, when you feel and express gratitude,…

Updates

Grand Opening Celebration

January 11, 2024

Good times at the Grand Opening celebration for People Assisting the Homeless – PATH Villas at 4th Street, a new 94 unit affordable housing project for formerly homeless seniors! We…

Updates

Happy New Year

January 4, 2024

We look forward to a safe, healthy, and joyful year ahead. Happy 2024 from all of us at Housing Trust—the best is yet to come!

Updates

Seasons Greetings

December 21, 2023

Seasons Greetings from all of us at Housing Trust Silicon Valley! May your holidays be filled with joy, warmth, and connection. Take a look at our final newsletter for 2023:…

Success Stories

Empowered by Home: Helen, Andrew, and Nancy Find Hope in a New Home

December 20, 2023

Helen and her parents Andrew and Nancy immigrated from Vietnam just a few years ago with the hope of a better life and opportunity in the United States. They dreamed…

Success Stories

Empowered by Home: From Section 8 Housing to First-Time Homeownership

November 28, 2023

Michael remembers the days of growing up in section 8 housing in Los Angeles and living on food stamps. His parents, both immigrants from Vietnam, worked hard to provide for…

Just Funded

Just Funded: Five Projects with EAH Housing

November 20, 2023

We are excited to share that we recently originated a $3.5 million unsecured revolving line of credit to EAH Housing, which will create more than 400 new affordable homes for…

Updates

In The Media

November 8, 2023

“To be able to have that access to the agriculture and have the therapeutic time to go work in the garden, or eat produce from the garden, I think that…

Updates

2023 Annual Report is Live

October 26, 2023

Our 2023 Housing Trust Silicon Valley Annual Report is hot off the press! It’s been an amazing year, and we are excited to show you what we’ve accomplished together. https://housingtrustsv.org/annualreport/2023/…

Updates

Siesta Senior Apartments Grand Opening

October 23, 2023

It’s a celebration! Siesta Senior Apartments, a beautiful new 92-unit development just outside the City of Sonoma had it’s grand opening and we were thrilled to join in the festivities….

Success Stories

Isaac’s Story

October 16, 2023

Isaac grew up on the same block as Page Street Studios, Charities Housing’s new affordable housing complex located in the West San Carlos Urban Village area. With a smile, he…

Updates

Congratulations to Julie Mahowald!

September 29, 2023

Congratulations to Julie Mahowald for being named the Nonprofit CFO of the Year by Larkin Street Youth Services and the San Francisco Business Times. The Housing Trust community benefits from…

Updates

Read All About it! The latest Housing Trust News is Live!

September 28, 2023

Read all about it! Our September Housing Trust Newsletter is hot off the press: https://conta.cc/3t89rou! We have a developer partner update, media mentions, and other exciting news! #AffordableHousing #CDFI #Community…

Success Stories

Empowered by Home: Lana and Vincent Fulfill Their American Dream

July 25, 2023

When Lana came to the United States from Vietnam four years ago, everything felt new. She had left her beloved homeland and a good job in global shipping to build…

Updates

La Avenida Ground Breaking

March 22, 2023

Breaking ground on new affordable housing projects like Eden Housing, Inc.‘s La Avenida in Mountain View brings a new wave of hope to the Bay Area. We are proud to…

Press Releases

New Updates to the Empower Homebuyers SCC Down Payment Assistance Program

March 15, 2023

Program offers loan amount of $250,000, up to 30% of the purchase price with no maximum purchase price  San Jose, CA – March 15, 2023 – The County of Santa Clara…

Just Funded

Newly Funded: 350 Affordable Homes to be Developed in the Greater Bay Area

February 16, 2023

Hundreds more of our neighbors will soon have housing options. We are excited to share that four Newly Funded loans that closed during the second half of 2022 (July through…

Just Funded

Newly Funded! 520+ Affordable Homes to be Developed in the Greater Bay Area + More Amazing News

August 31, 2022

520+ Affordable Homes to be Developed in the Greater Bay Area + More Amazing News Newly Funded Date: Friday, June 17, 2022 Half a billion dollars in loans closed! Housing Trust…

Updates

Noni Ramos Recognized as a Woman of Influence 2022 by the Silicon Valley Business Journal

July 14, 2022

San Jose, CA – Housing Trust Silicon Valley, a nonprofit Community Development Financial Institution (CDFI), announced today that Noni Ramos has been honored by the Silicon Valley Business Journal as…

Press Releases

Housing Trust, Kingdom Builders, and BACBO Drive Housing Equity with Innovative Loans

June 7, 2022

Addressing the housing crisis in your own hometown may sound like a daunting challenge. Not for Pastor L.J. Jennings. Born, raised, and proudly immersed in the Oakland community he loves…

Press Releases

Apple, Housing Trust Silicon Valley, and Satellite Affordable Housing Associates Announce Grand Opening of Veterans Square

May 11, 2022

Thirty-Home Development Will Address Housing Availability for Contra Costa County Veterans Pittsburgh, CA – May 11, 2022 – Housing Trust Silicon Valley, a nonprofit community loan fund, Satellite Affordable Housing…

Press Releases

City-Led Affordable Housing Project Pacific Station South Set to Begin Construction

May 10, 2022

Groundbreaking Event to Highlight Three Downtown Affordable Housing Projects SANTA CRUZ, CA – May 16, 2022 – The City of Santa Cruz will celebrate the groundbreaking of its Pacific Station…

Press Releases

Berkeley church and local affordable housing developer build a community solution to a regional challenge

May 5, 2022

All Souls Episcopal Parish (ASEP) and Satellite Affordable Housing Associates (SAHA) open doors to Jordan Court – 34 new affordable homes for seniors in Berkeley Berkeley, CA – May 5,…

Updates

Christine Pezino Joins Housing Trust as Finance Director

April 7, 2022

Housing Trust Silicon Valley proudly welcomes Christine Pezino, who joins us as Finance Director. Her responsibilities will include financial planning and analysis, as well as support for business decisions, strategy,…

Updates

Mukhtar Barna Joins Housing Trust as Senior Fund Accountant

March 7, 2022

Housing Trust Silicon Valley warmly welcomes Mukhtar Barna, who joins us as Senior Fund Accountant. His responsibilities will include guiding the growth of a fund we are managing on behalf…

Press Releases

Google and Housing Trust Silicon Valley Announce Loan to Charities Housing for Affordable Units

March 2, 2022

$17.2M in Funding to Purchase Over 2 Acres of Land for 160 Units of Affordable Housing in Santa Clara Count San Jose, CA – March 2, 2022 – Housing Trust…

Updates

Prathit Thaker Joins Housing Trust as Chief Credit Officer

February 2, 2022

Housing Trust Silicon Valley warmly welcomes Prathit Thaker, who joins us as Chief Credit Officer. His responsibilities will include leading the credit, risk management, loan administration, asset management, and compliance…

Press Releases

Housing Trust Silicon Valley to Join White House Panel on Addressing Supply Constraints in the Housing Market

February 1, 2022

Virtual Event to Focus on Solutions for Easier Building of Accessory Dwelling Units (ADUs) San Jose, CA – February 1, 2022 – Housing Trust Silicon Valley, a nonprofit community loan…

Success Stories

Eden Housing’s Auzerais Apartments – aided by TECH Fund – Celebrates Groundbreaking in San Jose

December 8, 2021

In Spring 2019, Housing Trust’s TECH Fund made what was then the second-largest loan in our history – $13.75 million to help Eden Housing buy a site on Auzerais Avenue…

Updates

Nazmin Bishop joins Housing Trust as Chief Development & Communications Officer

December 7, 2021

Today, Housing Trust Silicon Valley welcomes Nazmin Bishop, who joins us as Chief Development and Communications Officer. Nazmin is a Bay Area native who has always loved the richness of…

Press Releases

Agrihood Breaks Ground in Santa Clara

September 15, 2021

On the morning of September 15th, 2021, we gathered with a lot of friends and partners for the groundbreaking of Agrihood; a development which will provide 361 new homes –…

Success Stories

Empowered by Home: Fernando and Stephani Find Their Perfect Condo in San Jose

September 3, 2021

When a job offer brought Fernando and Stephani to the South Bay a few years ago, they settled comfortably into the area. The couple appreciated the diversity of the community…

Success Stories

Breaking Ground with PATH in San Jose

August 23, 2021

This morning we got to see our friends from PATH and attend the groundbreaking celebration of Villas at Fourth Street in San Jose – a project that will bring 93…

Updates

Welcome Lupita – Housing Trust’s First Human Resources Director

August 18, 2021

Some big news just happened internally: Housing Trust, which has been growing quite a bit in recent years – we only had a staff of three about twelve years ago…

Success Stories

Empowered by Home: Ryan and Teresa’s Story

July 14, 2021

When Ryan and Teresa’s landlord told them that the townhome they were renting for seven years was going to be placed on the market, the couple knew it was time…

Success Stories

Housing Trust Awarded $1.8 million from U.S. Treasury for COVID-19 Relief

June 15, 2021

Today Housing Trust Silicon Valley is proud to announce we are among 863 community development financial institutions (CDFIs) in the U.S. to be awarded funds from the Treasury’s CDFI Rapid…

Updates

For All Neighbors: A Short Update on Empower Homebuyers SCC

June 7, 2021

Since Housing Trust started diversity, equity and inclusion work a few years ago, we’ve been trying to do more outward facing efforts for the communities we serve, such as creating…

Press Releases

Affordable Housing Partnership Announces First Three Developments to Build New Homes in Sonoma County

March 25, 2021

The Sonoma County Housing Fund – a collaborative effort between the Santa Rosa Metro Chamber and nonprofit community development financial institution (CDFI) Housing Trust Silicon Valley – is proud to…

Press Releases

Google, Housing Trust Silicon Valley Initiative Investing Nearly $30 Million for Bay Area Affordable Homes

March 4, 2021

Effort to Aid Short Term and Long-Term Economic Recovery in Region Google and Housing Trust Silicon Valley, a nonprofit community loan fund that works to create a strong affordable housing…

Success Stories

Empowered by Home: Marcela and her Son

February 1, 2021

Sometimes a well penned letter can change things forever. When Marcela and her six year old son first saw the house she would eventually purchase with help from the Empower Homebuyers SCC…

Press Releases

Bay Area Down Payment Assistance Program Still Active in Pandemic

January 14, 2021

Empower Homebuyers SCC seeks to help up to 50 homebuyers in 2021  SAN JOSE, CALIF – Housing Trust Silicon Valley, a nonprofit community loan fund, is excited to launch the 2021…

Updates

Down Payment Assistance News for First-Time Homebuyers

December 22, 2020

On December 16th, the homeownership team gave the last presentation of 2020 for Empower Homebuyers SCC – the down payment assistance program for first-time homebuyers created by the County of…

Just Funded

New, Major Loans from Google’s Launch Initiative Bringing Sustainable Affordable Homes to Bay Area

November 16, 2020

Google and Housing Trust Silicon Valley – a nonprofit community loan fund that works to create a strong affordable housing market in the greater Bay Area – are announcing the…

Just Funded

Satellite Affordable Housing Associates to Bring Homeless Veterans Home in Contra Costa County

November 11, 2020

Support from Apple, Housing Trust Silicon Valley, Chase, and other local players will help create needed affordable rental housing Virtual groundbreaking celebration scheduled on Veteran’s Day PITTSBURG, CA – Satellite…

Updates

Housing Trust Presents: #InTheHouseHT

September 8, 2020

Four weeks from today Housing Trust will be hosting our annual fall event, On the House, and we’d love for you to attend. In the meantime, we invite you to join…

Updates

Empower Homebuyers SCC Update

July 29, 2020

Our Homeownership team continues to work remotely while finding ways to keep potential homebuyers engaged. In June and July, we held five Empower Homebuyers SCC Zoom webinars and a Lender…

Press Releases

Housing Trust and Google Announce Launch Initiative to Create New Affordable Homes

July 23, 2020

Google and Housing Trust Silicon Valley – a nonprofit community loan fund that works to create a strong affordable housing market in the greater Bay Area – are announcing the…

Updates

Black Lives Matter: Moving to Action

June 4, 2020

Dear Partners, Our entire team is jolted and saddened by the violent and unjust killing of George Floyd, Breonna Taylor, Ahmaud Arbery, and too many others. We stand with the…

Success Stories

Empowered by Home: Justin’s Story

May 8, 2020

An assistant principal at Branham High School and a single dad, Justin Ponzio dreamed of having a home for his kids – ages five and six – to live and…

Updates

Housing Trust’s COVID-19 Response

March 26, 2020

Dear Neighbors and Partners, We believe safe, stable affordable housing opens the door to better lives for everyone. In support of this belief, we carry on our work as a…

Updates

S&P Reaffirms Our AA- Credit Rating

December 19, 2024

Standard & Poor’s Global Ratings (S&P) has reaffirmed Housing Trust’s AA- credit rating and revised the outlook to positive from stable. Housing Trust was the first nonprofit CDFI to be…

Just Funded

Just Funded: Oak Gardens in Menlo Park

December 19, 2024

Congratulations to MidPen Housing on closing construction financing on Oak Gardens in Menlo Park, a 62-apartment community dedicated to serving veterans, including formerly homeless veterans, and their families earning between…

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50,900

people helped since 2000

$615M

invested in affordable housing

Housing Trust works in communities across the 14-county greater Bay Area.